Errors and Omissions Insurance

 

Errors and Omissions Insurance

 

 

Errors and
Omissions
Insurance

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Call 1-866-283-7545
Speak with a licensed insurance agent
1-866-283-7545
Monday – Friday, 8am – 10pm ET
96%
4.8
/
5
for customer satisfaction (
9,480
reviews between 10-25-11 and 10-18-17)
96%
Hiscox rated
4.8
out of
5
with
9,480
reviews between 10-25-11 and 10-18-17.

What is Errors and Omissions Insurance?

If you have a professional services business, having errors and omissions insurance coverage can be an integral part of protecting your business. Accusations of negligence or the failure to perform your professional services are things that any professional services business can be sued for, even if it hasn't made a mistake. Some examples of what could be covered are listed below:

Dissatisfied Client:

A contractor is hired to review a client’s website and network security in order to implement new procedures where they find weaknesses. A month after the project is completed the client’s website gets hacked and they lose revenue from the site being down. The client accuses the contractor of faulty work. An errors & omissions insurance policy could protect the contractor even if they haven’t made a mistake.

Negligence:

A consultant is contracted by a client to come in and organize a project that has run past its due date and is over budget. The consultant commits to bringing the project to completion. As the consultant digs into the project, they realize that the former project manager did not present the client with an accurate view of deliverables and they are now facing a scope of work that is twice as long as original projection. When presenting the finding to the client, the contractor is accused of not doing proper due diligence up front before signing the contract. An errors & omissions insurance policy could protect you against claims of negligence even if you haven’t made a mistake.

View our quote examples to understand how much errors and omissions insurance costs.

Why do you need Errors and Omissions Insurance?

You should seriously consider errors and omissions coverage if your business:

  • is required by its clients to have E&O insurance.
  • provides a professional service.
  • regularly gives advice.
Coverage Details

Hiscox errors and omissions insurance coverage, also known as professional liability insurance, provides protection for your professional services business from claims of negligence or failing to perform your professional duties.

Visit our errors and omissions coverage details page.

Quote Example

To get an idea of how much errors and ommissions coverage will cost, visit our quote examples page. Quotes will vary for each business.

FAQs

We have compiled some common questions people ask about errors and omissions insurance (E & O insurance), also known as professional liability insurance. If you have any other questions not listed on our FAQ's page don't hesitate to contact one of our licensed advisors, either by phone at 1-866-283-7545 (Monday - Friday, 8 am - 10 pm EST) or email.

Visit our errors & omissions FAQs page.

Example professions we insure:

Get Liability Insurance that best meets your needs

Errors and omissions insurance will not protect your business from everything. For example, it will not provide coverage for another person’s claims of bodily injury. Some people purchase additional business insurance products including:

Why choose Hiscox coverage?

We specialize in errors and omissions insurance (E&O insurance), also known as professional liability insurance for professional services businesses. That’s why we have made it easier for small business owners to buy E&O coverage direct and online.

  • Tailored coverage: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Passion for service: Knowledgeable agents provide exceptional service – 4.8/5 customer satisfaction rating.
  • Coverage for contracts: Our errors & omissions coverage satisfies most standard contract insurance requirements.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage. See some sample errors and omissions quotes.
  • Confidence: Hiscox Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best.

Get a fast, free quote now and get that Hiscox confidence behind your business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday through Friday from 8am-10pm EST.


Quote online or call a licensed insurance agent


Hiscox Customer Reviews

96%
4.8
/
5
for customer satisfaction (
9,480
reviews between 10-25-11 and 10-18-17)
96%
Hiscox rated
4.8
out of
5
with
9,480
reviews between 10-25-11 and 10-18-17.

5 Stars

Marjorie, Miami, Florida

Prompt and efficient customer service

 

5 Stars

Peter, Naples, FL

"Painless experience! It was very easy to get the coverage that was needed. I would definitely recommend this to others in small business."

 

5 Stars

Jason, Danville, VA

"Few words"

Super easy. Good rate too.

 

4 Stars

Andrew Thomas Clifton, Chicago, Illinois

Simple. Some of the site was a bit overpacked and it slightly overwhelmed me at times but everything else was great

 

5 Stars

Leveda, Medora, Indiana

Fast and friendly service

 

See More Reviews


This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Specific coverage terms can vary by class of business. Coverages are subject to underwriting and may not be available in all states.