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What is Errors and Omissions Insurance?
If you have a professional services business, having errors and omissions insurance coverage can be an integral part of protecting your business. Accusations of negligence or the failure to perform your professional services are things that any professional services business can be sued for, even if it hasn't made a mistake. Some examples of what could be covered are listed below:
A contractor is hired to review a client’s website and network security in order to implement new procedures where they find weaknesses. A month after the project is completed the client’s website gets hacked and they lose revenue from the site being down. The client accuses the contractor of faulty work. An errors & omissions insurance policy could protect the contractor even if they haven’t made a mistake.
A consultant is contracted by a client to come in and organize a project that has run past its due date and is over budget. The consultant commits to bringing the project to completion. As the consultant digs into the project, they realize that the former project manager did not present the client with an accurate view of deliverables and they are now facing a scope of work that is twice as long as original projection. When presenting the finding to the client, the contractor is accused of not doing proper due diligence up front before signing the contract. An errors & omissions insurance policy could protect you against claims of negligence even if you haven’t made a mistake.
Hiscox errors and omissions insurance coverage, also known as professional liability insurance, provides protection for your professional services business from claims of negligence or failing to perform your professional duties.
Visit our errors and omissions coverage details page.
We have compiled some common questions people ask about errors and omissions insurance (E & O insurance), also known as professional liability insurance. If you have any other questions not listed on our FAQ's page don't hesitate to contact one of our licensed advisors, either by phone at 1-866-283-7545 (Monday - Friday, 8 am - 10 pm EST) or email.
Visit our errors & omissions FAQs page.
Example professions we insure:
Get Liability Insurance that best meets your needs
Errors and omissions insurance will not protect your business from everything. For example, it will not provide coverage for another person’s claims of bodily injury. Some people purchase additional business insurance products including:
Why choose Hiscox?
We specialize in errors and omissions insurance (E&O insurance), also known as professional liability insurance, for professional services businesses. That's why we have made it easier for business owners, like you, to buy E&O coverage direct and online.
- Tailored coverage: We specialize in businesses like yours and tailor coverage to the risks in your field.
- Passion for service: Knowledgeable agents provide exceptional service – 4.7/5 customer satisfaction rating.
- Coverage for contracts: Our errors & omissions coverage satisfies most standard contract insurance requirements.
- Fast and simple: You can quote and buy online in minutes, or speak to a licensed agent, for immediate coverage.
- Confidence: Hiscox Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best.
Get a fast, free quote now and get that Hiscox confidence behind your business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday – Friday, 7am – 10pm ET.
Quote online or call a licensed insurance agent
Hiscox Customer Reviews
Marjorie, Miami, Florida
Prompt and efficient customer service
Peter, Naples, FL
"Painless experience! It was very easy to get the coverage that was needed. I would definitely recommend this to others in small business."
Jason, Danville, VA
Super easy. Good rate too.
Andrew Thomas Clifton, Chicago, Illinois
Simple. Some of the site was a bit overpacked and it slightly overwhelmed me at times but everything else was great
Leveda, Medora, Indiana
Fast and friendly service
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Specific coverage terms can vary by class of business. Coverages are subject to underwriting and may not be available in all states.