Welcome,
Hiscox agents
Ready to quote?
Find your wholesaler to access your online agent portal and start writing business today.
We love what we do
Hiscox is proud to be in business for 125 years and counting. We stand behind the small businesses that serve as the backbone of our economy, and the entrepreneurs who work hard every day to continue bringing goods and services to their customers. We operate broadly across ten key sectors and offer solutions to meet the needs of your clients.
We've seen it all
Hiscox is a leading specialist insurer with origins dating back to 1901. Underwriting is at the heart of what we do.
Industry leaders
With over 600,000 small business customers, we understand the unique risks your clients face.
Claims experts
Our award-winning claims team is here to ensure clients get the service and support they deserve. We stand behind every policy we write.
Our sector specialisms
At Hiscox, we deeply understand the complexities of our specialist sectors and design our protection accordingly. This enables us to help you unlock new opportunities and strengthen your existing client relationships.
Architecture, construction, and engineering
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Consultants
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Contractors and handypersons
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Food and drink
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Health, beauty, and wellness
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Marketing, media, and creative
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Professional services
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Real estate
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Retail sales
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Technology
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Learn about our most popular professions
We have hundreds of professions to help you find the coverage that is perfect for your client.
View appetiteProducts available through Hiscox NOW
We offer these four core products to agents through Hiscox NOW.
To view our full appetite, including classes of business and state exceptions, check out the Hiscox NOW appetite guide.
Ready to get started today?
Find your wholesaler to create your Hiscox NOW account and begin quoting and binding.
Not appointed with these wholesalers? Get a referral
By submitting this form, you agree we can share your information with licensed wholesale brokers who may contact you in the future.
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Get in touch with our award winning claims team
File a claim the way you like — online, over the phone, or by email. Our team will be ready to support you.
Start a claim
Easily manage your clients' policies
Get a certificate of insurance, add an additional insured, make changes to your payment method, and more.
Manage policiesLearn more about writing business with Hiscox
Watch this short video walking you through the basics of writing business with us using the Hiscox NOW platform.
Frequently asked questions
We've compiled this list of commonly asked questions regarding our platform, our process, and what to expect when working with us.
What is the Hiscox NOW appetite?
We offer admitted PL, GL, BOP, and Cyber policies for hundreds of professions. Our GL and BOP policies are ISO-based forms. View our appetite guide.
Why choose Hiscox NOW?
- Quote and bind online in minutes.
- Same-day coverage with policy documents emailed immediately.
- Tailored coverage for hundreds of professions.
- Hiscox handles all servicing and billing.
- Policies auto-renew so you earn commission for the lifetime of the policy.
- Hiscox is a global insurer with over 100 years' experience insuring businesses.
- Hiscox Insurance Company, Inc., the carrier on all Hiscox NOW products, is rated A (Excellent) by A.M. Best.
Why do I need to use a wholesaler?
We only offer Hiscox NOW products through select wholesalers. We do not appoint individual retail agents.
As long as you're appointed with a Hiscox NOW wholesaler, you can quote and bind Hiscox NOW policies today. If you don't have a Hiscox NOW wholesaler, request a referral above.
We pay commissions to your wholesaler who in turn pays them to you. Questions about commission should be directed to your wholesaler representative.
If you're a wholesaler looking to join Hiscox NOW, contact us.
Will Hiscox contact my client directly?
Hiscox NOW respects the relationship between you and your client. Hiscox will not share the quote with your client. We will only contact your client directly regarding their existing policy, for things like policy documents, renewal notifications, billing issues, etc. You will always be copied on these emails.
How do I share a quote with my client?
You can download the quote proposal on the quote page and email that to your clients. All calls to action direct your client to contact you for questions and to purchase.
Can I print a paper application for my client to sign?
Hiscox is paperless, so you should have your client verify that all the information you entered online is correct and that they agree to enter a binding agreement with Hiscox Insurance Company Inc. If your agency requires a physical copy of the application, print the summary page of your quote and have the client sign that.
What financing options are available?
Hiscox NOW accepts credit and debit cards, including Visa, Mastercard, Discover, and American Express.
We offer multiple payment plan options with no additional fees. All our policies are direct bill. If your client's credit or debit card is not accepted for a payment, we will contact them directly and copy you on the communication.
The use of this portal to obtain a premium quotation does not alter or change your relationship with Hiscox or your customer. At all times you remain broker for the applicant and not an agent of Hiscox.
Our companies in the US include Hiscox Insurance Company Inc. (NAIC# 10200), and its general agent, Hiscox Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent) by A.M. Best with a group financial size category (FSC) of XV ($2 Billion or greater), proving we have strong capital reserves.
Hiscox Inc., a DE corporation that does business in California as Hiscox Insurance Agency, is an approved Lloyd’s cover holder and underwrites surplus lines business on behalf of Lloyd’s Syndicates 33 and 3624. Syndicate 33 is rated A (Excellent) by A.M. Best. Lloyd’s syndicates are restricted in doing business in the USA and its territories as they are not US-based insurers. The business we write on behalf of Lloyd’s Syndicates 33 and 3624 in the US is placed by licensed surplus lines insurance brokers.