We offer admitted PL, GL and BOP policies tailored to over 180+ professions. Our GL and BOP policies are ISO-based forms. Download our appetite guide.

• Quote and bind online in minutes.
• Same-day coverage with policy documents emailed immediately.
• Tailored coverage for 180+ professions.
• Hiscox handles all servicing and billing.
• Policies auto-renew so you earn commission for the lifetime of the policy. 
• Hiscox is a global insurer with over 100 years’ experience insuring businesses.
• Hiscox Insurance Company, Inc., the carrier on all Hiscox NOW products, is rated ‘A’ (Excellent) by A.M. Best.

We only offer Hiscox NOW products through select wholesalers. We do not appoint individual retail agents.

As long as you’re appointed with a Hiscox NOW wholesaler, you can quote and bind Hiscox NOW policies today. If you don't have a Hiscox NOW wholesaler, request a referral above.

We pay commissions to your wholesaler who in turn pays them to you. Questions about commission should be directed to your wholesaler representative.

If you’re a wholesaler looking to join Hiscox NOW. Contact us.

Our minimum premiums vary by policy type and aggregate limit. Premiums start at:

• Professional Liability (PL): $270
• General Liability (GL): $350
• Business Owner’s Policy (BOP): $500

Hiscox NOW respects the relationship between you and your client. Hiscox will not share the quote with your client. We will only contact your client directly regarding their existing policy, for things like policy documents, renewal notifications, billing issues, etc. You will always be copied on these emails.

Once you receive the quote, click the “Save” button at the bottom of the screen. You’ll be prompted to create a username (your email address) and password to retrieve all of your saved quotes. If you already have a username and password, enter it here to see your saved quotes.

You can download the quote proposal on the quote page and email it to your client. All of the calls to action on the page will direct your client to contact you with questions and to purchase their coverage.

Every Monday morning you will receive an email listing all your pending quotes from the last 30 days. You can also click the “Retrieve Quote” link on the homepage any time to access quotes you have saved.

Hiscox is paperless, so you should have your client verify that all the information you entered online is correct and that they agree to enter a binding agreement with Hiscox Insurance Company Inc. If your agency requires a physical copy of the application, print the summary page of your quote and have the client sign that. 

Hiscox NOW accepts credit and debit cards, including Visa, Mastercard and American Express. 

We offer annual or monthly payment plans with no additional fees. All our policies are direct bill. If your client’s credit or debit card is not accepted for a payment, we will contact them directly and copy you on the communication.

Our policies automatically renew using the payment method that was used at the time of purchase. You and your customer will be emailed copies of the policy documents and new terms, usually 45 to 60 days before the renewal date. You will continue to earn commission for the life of the policy.

Claims are handled directly by our Hiscox claims team. You or your client can report a claim online anytime.