Specific Business Insurance Coverages
Protection for specific risks in your field

Hiscox understands the needs of small businesses, so we’ve partnered with CyberPolicy to provide you the best options for additional insurance coverage. Together, we’re here to help you with:
Commercial Auto Insurance
Directors & Officers Insurance
Umbrella Insurance
Employment Practices Liability Insurance
Workers Compen- sation
Move forward with confidence.
You’ve worked hard to build your business. Fully protect your business’s future with Hiscox commercial insurance.
General Liability Insurance
General liability insurance, also known as commercial general liability insurance (CGL), protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property.
Professional Liability Insurance
Professional liability insurance, also called errors and omissions or E&O coverage, protects your business if you are sued for negligence, even if you haven't made a mistake.
Business Owners Policy
Business owners policy (BOP) is enhanced insurance that combines general liability insurance and property insurance, adding protection for the equipment you use in your business.
Get Liability Insurance that best meets your needs
General liability insurance will not protect you from everything. For example, general liability insurance will not cover you against claims of negligence, even if it isn’t you or your business’ fault. Some people buy other businesses liability insurance along with general liability.
-
The basic protection for claims against your business.
-
Protection for specific risks in your field.
-
General Liability plus coverage for property.
-
Protection from cyber-related security risks.
-
Purchase coverage for a specific period of time.
-
Protection for claims against your medical practice.
-
Protection for employees who are injured or become ill on the job.
-
Umbrella, Auto, Directors and Officers, and more.
-
General
LiabilityThe basic protection for claims against your business.
-
Professional
Liability (E&O)Protection for specific risks in your field.
-
Business
Owners PolicyGeneral Liability plus coverage for property.
-
Cyber
SecurityProtection from cyber-related security risks.
-
Short-Term
LiabilityPurchase coverage for a specific period of time.
-
Medical
Malpractice (E&O)Protection for claims against your medical practice.
-
Workers
CompProtection for employees who are injured or become ill on the job.
-
More
CoveragesUmbrella, Auto, Directors and Officers, and more.
Not sure what you need?
Just answer a few questions.
Why over 400,000 small businesses choose Hiscox
-
Tailored
Policies customized just for you. -
Simple
Fast quotes, instant coverage, quick claims. -
Established
Supporting the courageous since 1901.

4.7/5 Feefo Rating
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Specific coverage terms can vary by class of business. Coverages are subject to underwriting and may not be available in all states.