Specific Business Insurance Coverages

Protection for specific risks in your field

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Hiscox understands the needs of small businesses, so we’ve partnered with Tivly to provide you the best options for additional insurance coverage. Please call 1-888-560-3861 or click below for a quote.

Umbrella Insurance

 

Umbrella Insurance provides increased policy limits, above the primary liability limits in the case of large claims. Upgrade your coverage to this premium policy to protect against excessive liability.

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Employment Practices Liability Insurance

Employment Practices Liability Insurance protects your company from claims by employees alleging inappropriate workplace conduct including discrimination, harassment, and wrongful termination.

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Commercial Property

Commercial property insurance covers the physical building of your business and all of its business assets including inventory, products, equipment, furniture, and personal property. This coverage also provides protection for types of damage from fire, theft, natural disasters, and vandalism. It is recommended if you own or lease your property.

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Inland Marine

Inland marine coverage is a type of business insurance that covers specialized equipment, products, and materials while they are transported over land (e.g., via truck or train) or temporarily stored at a third-party site. It protects "movable" property, such as contractor tools, valuable goods, or electronics, that standard property policies often exclude.

Get a Quote

Umbrella Insurance

 

Umbrella Insurance provides increased policy limits, above the primary liability limits in the case of large claims. Upgrade your coverage to this premium policy to protect against excessive liability.

Get a Quote

Employment Practices Liability Insurance

Employment Practices Liability Insurance protects your company from claims by employees alleging inappropriate workplace conduct including discrimination, harassment, and wrongful termination.

Get a Quote

Commercial Property

Commercial property insurance covers the physical building of your business and all of its business assets including inventory, products, equipment, furniture, and personal property. This coverage also provides protection for types of damage from fire, theft, natural disasters, and vandalism. It is recommended if you own or lease your property.

Get a Quote

Inland Marine

Inland marine coverage is a type of business insurance that covers specialized equipment, products, and materials while they are transported over land (e.g., via truck or train) or temporarily stored at a third-party site. It protects "movable" property, such as contractor tools, valuable goods, or electronics, that standard property policies often exclude.

Get a Quote

  

Move forward with confidence.

You’ve worked hard to build your business. Fully protect your business’s future with Hiscox commercial insurance.

General Liability Insurance

General liability insurance, also known as commercial general liability insurance (CGL), protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property.

 

Professional Liability Insurance

Professional liability insurance, also called errors and omissions or E&O coverage, protects your business if you are sued for negligence, even if you haven't made a mistake.

 

Business Owner's Policy

Business owner's policy (BOP) is enhanced insurance that combines general liability insurance and property insurance, adding protection for the equipment you use in your business.

 

Get Liability Insurance that best meets your needs

General liability insurance will not protect you from everything. For example, general liability insurance will not cover you against claims of negligence, even if it isn’t you or your business’ fault. Some people buy other businesses liability insurance along with general liability.

  • General
    Liability

    The basic protection for claims against your business.

  • Professional
    Liability (E&O)

    Protection for specific risks in your field.

  • Business
    Owners Policy

    General Liability plus coverage for property.

  • Cyber
    Security

    Protection from cyber-related security risks.

  • Workers
    Comp

    Protection for employees who are injured or become ill on the job.

  • Commercial
    Auto

    Protection for your business and work vehicles.

  • Short-Term
    Liability

    Purchase coverage for a specific period of time.

  • Medical
    Malpractice (E&O)

    Protection for claims against your medical practice.

  • More
    Coverages

    Umbrella, Property, Inland Marine, and more.

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Why over 600,000 small businesses choose Hiscox

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    Tailored
    Policies customized just for you.

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    Simple
    Fast quotes, instant coverage, quick claims.

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    Established
    Supporting the courageous since 1901.

Customer reviews

  • Emanual

    Easy Self Maintenance Policy
    Up & running in less than 10 minutes. Never had a claim so all is great so far.

    5 star review

  • Aaron

    Get’s no better
    Quick and easy approval process, Very affordable with quality business, HIGHLY RECOMMEND.

    5 star review

  • Jan

    I will use Hiscox again and again! :)
    Quick and easy online service.

    5 star review

  • Teresa

    Great customer service.
    Customer service was very friendly and knowledgeable. I needed to make a few changes to my policy and they made it very easy to do…

    5 star review

  • Matthew

    A stress-free, easy option for business liability insurance, and more! Hiscox has provided a stress-free, easy option to purchasing quality business liability insurance (and more), and stayed focused on providing valuable resources for me and my business…

    5 star review

  • Shaundra

    Ease of acquiring the insurance (protection) I needed to fit my business and my budget.

    4 star review
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1-888-560-3861

For speech or hearing impaired customers, please dial 7-1-1.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Specific coverage terms can vary by class of business. Coverages are subject to underwriting and may not be available in all states.