Medical Malpractice (E&O)
Hiscox has partnered with NOW Insurance to help you get a medical malpractice insurance price estimate in minutes.
What does Medical Malpractice Insurance cover?
Medical Malpractice Insurance (also called medical professional E&O) protects you from covered claims of professional negligence, including the failure to provide quality care, that results in physical or mental pain and suffering or economic damages, such as lost wages and the costs of ongoing care.
Available coverage includes:
- Professional Liability
- General Liability
- Workplace Liability
- Cyber/Network Security and Privacy Liability Sublimit
- Physical and Sexual Abuse Sublimit
- Fire and Water Legal Liability Sublimit
- Licensing Board Defense
- Deposition Representation
- Advertising Injury
- Healthcare Insurance Portability and Accountability Act (“HIPAA”) Fines and Penalties, and Notification Costs
- Coverage extends to employees and independent contractors.
Consider Medical Malpractice Insurance if:
You have a business that provides care to patients or residents of healthcare facilities, monitors the care of patients, or sells, rents or maintains medical equipment.
Hiscox, through our partner NOW Insurance, offers medical malpractice for over 150 professions, tailoring your coverage to the specific risks your business or practice faces.
Examples of Medical Malpractice claims
A patient is being helped from their bed to a wheelchair, but the wheels of the chair are not locked. The patient falls to the floor, breaking their hip and wrist. The patient’s family sues for negligence and emotional distress.
A patient undergoes what is normally a low-risk procedure, but there is a complication, and the patient dies while under anesthesia. The family sues the doctor, alleging negligence.
A visitor at an assisted living facility slips and falls on a wet floor in the rest room. They sue for medical expenses, as well as for lost wages.
Make sure your business is protected
Medical malpractice insurance will protect your medical practice in the event of a covered claim or lawsuit.
Find the right insurance for your business
The basic protection for claims against your business.
Protection for specific risks in your field.
General Liability plus coverage for property.
Protection from cyber-related security risks.
Protection for employees who are injured or become ill on the job.
Purchase coverage for a specific period of time.
Protection for claims against your medical practice.
Umbrella, Auto, Directors and Officers, and more.
General
LiabilityThe basic protection for claims against your business.
Professional
Liability (E&O)Protection for specific risks in your field.
Business
Owners PolicyGeneral Liability plus coverage for property.
Cyber
SecurityProtection from cyber-related security risks.
Workers
CompProtection for employees who are injured or become ill on the job.
Short-Term
LiabilityPurchase coverage for a specific period of time.
Medical
Malpractice (E&O)Protection for claims against your medical practice.
More
CoveragesUmbrella, Auto, Directors and Officers, and more.
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Hiscox Inc. d/b/a Hiscox Insurance Agency in CA is pleased to provide access to the described insurance coverage that is available through NOW Insurance. Coverage for a specific applicant or policyholder is expressly subject to underwriting and the terms, conditions, and limits of that entity’s insurance policy. The information provided herein is to assist in understanding the coverage and does not modify any insurance policy that may be issued, nor does it imply that any claim is covered. NOW Insurance is not affiliated with the Hiscox group or any of its members. NOW Insurance’s website is not under the control of Hiscox, and Hiscox is not responsible for the content of or on NOW Insurance’s website.