Medical Malpractice (E&O)

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What does Medical Malpractice Insurance cover?

Medical Malpractice Insurance (also called medical professional E&O) protects you from covered claims of professional negligence, including the failure to provide quality care, that results in physical or mental pain and suffering or economic damages, such as lost wages and the costs of ongoing care.

Available coverage includes:

  • Professional Liability
  • General Liability
  • Workplace Liability
  • Cyber/Network Security and Privacy Liability Sublimit
  • Physical and Sexual Abuse Sublimit
  • Fire and Water Legal Liability Sublimit
  • Licensing Board Defense
  • Deposition Representation
  • Advertising Injury
  • Healthcare Insurance Portability and Accountability Act (“HIPAA”) Fines and Penalties, and Notification Costs
  • Coverage extends to employees and independent contractors.

Consider Medical Malpractice Insurance if:

You have a business that provides care to patients or residents of healthcare facilities, monitors the care of patients, or sells, rents or maintains medical equipment.

Hiscox, through our partner NOW Insurance, offers medical malpractice for over 150 professions, tailoring your coverage to the specific risks your business or practice faces.

Examples of Medical Malpractice claims

A patient is being helped from their bed to a wheelchair, but the wheels of the chair are not locked. The patient falls to the floor, breaking their hip and wrist. The patient’s family sues for negligence and emotional distress.

A patient undergoes what is normally a low-risk procedure, but there is a complication, and the patient dies while under anesthesia. The family sues the doctor, alleging negligence.

A visitor at an assisted living facility slips and falls on a wet floor in the rest room. They sue for medical expenses, as well as for lost wages.

Make sure your business is protected

Medical malpractice insurance will protect your medical practice in the event of a covered claim or lawsuit.

Find the right insurance for your business

  • General

    The basic protection for claims against your business.

  • Professional
    Liability (E&O)

    Protection for specific risks in your field.

  • Business
    Owners Policy

    General Liability plus coverage for property.

  • Cyber

    Protection from cyber-related security risks.

  • Workers

    Protection for employees who are injured or become ill on the job.

  • Short-Term

    Purchase coverage for a specific period of time.

  • Medical
    Malpractice (E&O)

    Protection for claims against your medical practice.

  • More

    Umbrella, Auto, Directors and Officers, and more.

Not sure what you need?

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Why over 500,000 small businesses choose Hiscox

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    Policies customized just for you.

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    Fast quotes, instant coverage, quick claims.

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    Supporting the courageous since 1901.

Customer reviews

  • Emanual

    Easy Self Maintenance Policy
    Up & running in less than 10 minutes. Never had a claim so all is great so far.

    5 star review
  • Aaron

    Get’s no better
    Quick and easy approval process, Very affordable with quality business, HIGHLY RECOMMEND.

    5 star review
  • Jan

    I will use Hiscox again and again! :)
    Quick and easy online service.

    5 star review
  • Teresa

    Great customer service.
    Customer service was very friendly and knowledgeable. I needed to make a few changes to my policy and they made it very easy to do…

    5 star review
  • Matthew

    A stress-free, easy option for business liability insurance, and more! Hiscox has provided a stress-free, easy option to purchasing quality business liability insurance (and more), and stayed focused on providing valuable resources for me and my business…

    5 star review
  • Shaundra

    Ease of acquiring the insurance (protection) I needed to fit my business and my budget.

    4 star review
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For speech or hearing impaired customers, please dial 7-1-1.

Hiscox Inc. d/b/a Hiscox Insurance Agency in CA is pleased to provide access to the described insurance coverage that is available through NOW Insurance. Coverage for a specific applicant or policyholder is expressly subject to underwriting and the terms, conditions, and limits of that entity’s insurance policy. The information provided herein is to assist in understanding the coverage and does not modify any insurance policy that may be issued, nor does it imply that any claim is covered. NOW Insurance is not affiliated with the Hiscox group or any of its members. NOW Insurance’s website is not under the control of Hiscox, and Hiscox is not responsible for the content of or on NOW Insurance’s website.