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Broker Offers Webinar

Webinar: claims scenarios and risk management solutions for Allied Healthcare risks

Broker Offers Cyber Readiness

Are your clients cyber ready? Check out the Hiscox Cyber Readiness Report

Comprehensive coverage

We are committed to offering flexible and intelligent underwriting solutions, including industry-tailored coverage, in order to simplify complex risks.

Professional Liability

Coverage for legal proceedings and damages due to the professional's work or advice, as well as unforeseen damages to a third-party. Tailored coverage provides professionals with a policy that fits their industry's unique risks.

Professional Liability

Coverage for legal proceedings and damages due to the professional's work or advice, as well as unforeseen damages to a third-party. Tailored coverage provides professionals with a policy that fits their industry's unique risks.

Cyber

Our Cyber product is broad in coverage and contains a simple insuring agreement covering a wide range of classes. As experts in the cyber insurance industry we offer value added services to help educate and train businesses to be more cyber ready.

Cyber

Our Cyber product is broad in coverage and contains a simple insuring agreement covering a wide range of classes. As experts in the cyber insurance industry we offer value added services to help educate and train businesses to be more cyber ready.

Executive Risks

In today's environment, an executive needs protection from internal liability and external risks.

Executive Risks

In today's environment, an executive needs protection from internal liability and external risks.

Financial Services

We offer firms custom protection for today’s risk landscape, where they are subject to greater scrutiny, complex regulation, and an increasingly litigious investment environment.

Financial Services

We offer firms custom protection for today’s risk landscape, where they are subject to greater scrutiny, complex regulation, and an increasingly litigious investment environment.

Media & Entertainment

We specialize in media liability and entertainment production insurance, offering creative solutions from dedicated underwriters.

Media & Entertainment

We specialize in media liability and entertainment production insurance, offering creative solutions from dedicated underwriters.

Property

In this time of marketplace uncertainty, Hiscox is investing in our products. As risks evolve, such as Terrorism, we evolve our coverage or expand our Commercial Property capacity. Action in times of uncertainty and peril, that’s Hiscox making the impossible, possible.

Property

In this time of marketplace uncertainty, Hiscox is investing in our products. As risks evolve, such as Terrorism, we evolve our coverage or expand our Commercial Property capacity. Action in times of uncertainty and peril, that’s Hiscox making the impossible, possible.

General Liability

Hiscox has experienced GL underwriters across all regions, and we are continuing to grow our team, expertise, and coverage.

General Liability

Hiscox has experienced GL underwriters across all regions, and we are continuing to grow our team, expertise, and coverage.

Tailored industry coverage

We make it easy for you to sell our products for key industries, ensuring all the coverage your client needs is available.

See all industries

Frequently asked questions

You’ve got questions, we’ve got answers. Find out information on renewals, claims, and our financial rating.

See all FAQs

 

What’s the automatic renewal process?

Automatic renewals process
Automatic renewals are presumed bound and no affirmative order to bind is required.

Notification – notification emailed to broker of record approximately 90 days prior to expiration.

Review – broker reviews the following material changes with the insured to determine if it is still eligible for Automatic renewal: 

  • Revenue growth or decline (or similar exposure base)
  • Mergers, acquisitions, or divestitures 
  • Claims or losses 
  • Significant changes in services and operations

Policy issuance – if there are no material changes, we will issue a binder, invoice, and policy about 4 weeks prior to expiration.

Discontinue coverage – if the insured does not want to renew their coverage, please notify us as soon as possible.

What accounts are eligible for automatic renewal?

Accounts that are eligible for Automatic renewal vary by line of business, industry, and state of domicile. However, the following eligibility rules generally apply:

  • $25,000 and under in expiring premium
  • No claims or losses, since with Hiscox
  • Maximum of two previous consecutive auto renewal terms
  • Compliant within state statutes and filings (for admitted business)
  • Eligible lines of business include: Allied Healthcare, Architects & Engineers, Miscellaneous Professional Liability, General Liability, Cyber, Technology, Management Liability, Media Liability, and Entertainment Production

If for some reason, your brokerage/agency cannot participate in our Automatic renewal process, please notify your Regional Executive so alternative arrangements may be made.

Accounts with material changes should be submitted to us for review. An underwriter will consider the informational change and decide to let the Automatic renewal stand or requote the account.

If the Automatic renewal stands, above Automatic renewal process applies. If the account is requoted, the Traditional renewal process applies.

How do I report a claim?

Find all information on how you or your client can report a claim in our claims center.

Why do claims matter?

At Hiscox, we are reinventing your claims experience, and it begins with relationships that are based on trust. So we always start by assuming that a claim is valid.

Our claims service is at the heart of our business and we take seriously our duty to handle insurance claims with the utmost good faith. It’s our belief that superior claims handling should be based on fairness and common sense.

Each of our distinct lines of commercial insurance claims divisions is headed up by specialists that know and understand the industries and risks we underwrite. These specialists are leaders in their respective lines of commercial insurance claims and play important roles in the development of risk awareness in those industries.

This level of expertise and commitment to the industries we serve results in expert, efficient, courteous and fair handling of your insurance claim to minimize the disruption to your life and your clients’ business.

News and insights

We have a team of experts across the industry. Read their latest advice, find useful thought leadership, and discover industry news.

Visit the Hiscox Blog

Cyber Readiness

The 2017 Hiscox Cyber Readiness Report provides an up-to-the-minute picture of the cyber readiness of businesses big and small.

Beware ransomware

Ransomware is one of the fastest growing cyber risks. Find quick stats now.

The 2017 Hiscox Embezzlement Report

Download our third annual report for tips and tricks on how to help your client mitigate risk and manage employee theft.

The Weird and the wonderful GL

A parade of pirates, a fire breathing dragon, a tsunami ball? We love reviewing those crazy risks!