Artisan Subcontractors
Tailored industry coverage
Why purchase tailored coverage?
Artisan Subcontractors Professional Liability offers tailor made protection for contractors covering all construction professional services, whether they are performed in house or subcontracted. A Hiscox Artisan Subcontractors policy also covers pollution liabilities arising out of construction operations.
Coverage & Benefits
- Faulty Work coverage fills exclusionary gaps in the insureds general liability policy covering faulty work resulting in physical damage or impairment
- Professional liability coverage for construction professional services performed by your or on your behalf
- Contractors Pollution Liability coverage for construction operations including Emergency Response Costs and coverage for mold, transportation and non-owned disposal sites
- Rectification coverage to advance funds directly to the Insured to rectify a design error and avoid a more costly professional liability claim down the line
- Broad definition of professional services, including technology services, use of drones, and pro bono services
- Blanket waiver of subrogation to clients
- Primary-noncontributory and blanket additional insured coverage for Contractors Pollution
- Crisis Management Enhancement
- Media and Advertising Enhancement
Appetite & Capacity
- Carpenters
- Concrete masonry
- Demo and excavation
- Electricians
- Landscapers
- Painters
- Pavers (street and road)
- Plumbers
- Renovation contractors
- Other trade subcontractors
- Capacity: Up to $5m
Related Products
- Hiscox offers a comprehensive suite of products tailored to all construction professionals:
- Package coverage for Artisan Subcontractors with the following products:
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Claims scenarios
Not sure what risks our tailored Artisan Subcontractors Form would cover? We’ve brought some scenarios to life.