Business Insurance for LLCs

Fast, affordable coverage from America’s
leading small business insurer.

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Monday – Friday, 7am – 10pm ET M–F, 7a –10p ET

Why do LLCs need insurance?

Owning your own business is very rewarding. You can set your own hours, build your brand and run your organization the way you've always dreamed. However, if you run your business as a sole proprietor, you're exposed to risks. If someone sues your business, they can sue you personally and target your personal assets, like your home. However, a Limited Liability Company (LLC) gives you insulation from any potential losses that your business might suffer. With an LLC, you can mitigate your risks. However, even if you structure your business as an LLC, your assets could still be exposed, particularly if you are accused of being negligent. And legal costs can quickly add up, even if a claim has no merit.

Insurance policies available for LLCs:

For most businesses, there are three standard types of insurance policies with their own unique protections. They help you confidently take the right risks.

Why do LLCs use Hiscox?

At Hiscox, we know business insurance is important. To safeguard your business and protect your family and assets, don’t wait to get coverage. Even if you’re a new business owner, with our fast application process you can receive your documents electronically and be covered the same day.

Reasons to choose Hiscox include:

  • Claims responsiveness: When reporting covered claims, Hiscox immediately assigns agents to assist you.
  • Commitment to service: Our knowledgeable agents offer the highest standard in customer service. Our customer rating is 4.7/5.
  • Coverage for contracts: Our coverage satisfies the most standard contract insurance requirements.
  • Custom insurance: We specialize in businesses like yours. We can customize policies specific to your risk factors. 
  • Flexible payment options: We offer monthly payment plans (with no fees).
  • Worldwide coverage: Businesses that work globally can file claims through Hiscox. When filing claims, it should be in the U.S., a U.S. Territory or Canada. 

With Hiscox backing you, you can focus on success. Get a free quote now and if you have any questions, call us at 1-866-283-7545. Our team of licensed agents is available Monday – Friday, 7am – 10pm ET.

Hiscox Customer Reviews

Hiscox rated 4.7/5
Rated 4.7/5

Vincente, Los Angeles, CA 

“Great customer service on the personal and business side” 

I'm very happy with my experience both personal and business wise with Hiscox


James, St. Augustine, FL

“Beyond EASY” 

very convenient and extremely easy. The employees on the telephone are very helpful


Dan, St Paul, MN 

“Very helpful and friendly service. Answered all of my questions. I would recommend their services” 


Glenda, Fort Worth, TX 

“I will definitely recommend Hiscox to my colleagues.” 

I was completely blown away by the level of quality customer service. I was given a quote based on my needs and was able to complete the process on the first call. 


Kevin, Salina, KS

“No Complaints – Hiscox Rocks” 

I appreciated the experience I had with the Hiscox's representative. He was very informative and thorough. He reviewed my policy and answered my questions to my satisfaction. I will be happy to recommend Hiscox's to anyone. Overall my experience was good!


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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.