Professional Liability Insurance

 

Professional Liability Insurance

 

 

Professional
Liability
Insurance

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Call 1-866-283-7545
Speak with a licensed insurance agent
1-866-283-7545
Monday – Friday: 8am – 10pm ET
96%
4.8
/
5
for customer satisfaction (
9,480
reviews between 10-25-11 and 10-18-17)
96%
Hiscox rated
4.8
out of
5
with
9,480
reviews between 10-25-11 and 10-18-17.

What is Professional Liability Insurance?

Professional liability insurance, also called errors and omissions insurance (E & O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. Some examples of what could be covered are below:

Negligent Acts:

A photographer is contracted to photograph a graduation party, but forgets to take pictures of the graduate with key family members. The client makes a claim against the photographer for failure to deliver the services agreed upon. A professional liability insurance policy could protect the photographer if such a claim is made.

Dissatisfied Client:

A consultant is hired to increase a company’s efficiency. The consultant advises the company to implement several internal processes, however, the recommendations are not implemented as specified and productivity decreases rather than improving, causing the client to sue the consultant. A professional liability insurance policy could protect the consultant, even if no mistake was made.

View our quote examples to understand how much professional liability insurance costs.

Why do you need Professional Liability Insurance?

You should seriously consider professional liability insurance coverage if your business:

  • provides a professional service.
  • regularly gives advice to clients.
  • is requested by a client to have professional liability insurance to complete a contract.
Coverage Details

Professional liability insurance coverage gives your business protection from the risks you face in delivering your professional services. The section below discusses everything our professional liability insurance coverage offers, since we want you to feel secure about what your policy does and doesn’t cover.

Visit our professional liability coverage details page.

Quote Example

Visit our professional liability quote examples page to understand the cost of coverage. Please keep in mind that quotes will vary for each business.

FAQs

We gathered some of the common questions people ask about professional liability insurance, also known as errors and omissions insurance (E & O insurance). If you have any other questions not listed here don't hesitate to contact one of our licensed advisors, either by phone at 1-866-283-7545 (Monday - Friday, 8 am - 10 pm EST) or email.

Visit our professional liability FAQs page.

Example professions we insure:

Get Liability Insurance that best meets your needs

Professional liability insurance will not protect you from everything. For example, it will not provide indemnity from another person’s claims of bodily injury. Some people buy other business insurance along with professional liability including:

Why choose Hiscox coverage?

We specialize in professional liability insurance for a range of professional services businesses.

  • Confidence: Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.
  • Coverage for contracts: Our professional liability coverage satisfies most standard contract insurance requirements.
  • Fast and simple: Online quotes or speak to a licensed agent - immediate coverage. See some sample professional liability insurance quotes.
  • Passion for service: Knowledgeable agents provide exceptional service - 4.8/5 customer satisfaction rating.
  • Tailored coverage: We specialize in businesses like yours and tailor coverage to the risks in your field.

Get a fast, free quote now and get that Hiscox confidence behind your business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday through Friday from 8am-10pm EST.


Quote online or call a licensed insurance agent


Hiscox Customer Reviews

96%
4.8
/
5
for customer satisfaction (
9,480
reviews between 10-25-11 and 10-18-17)
96%
Hiscox rated
4.8
out of
5
with
9,480
reviews between 10-25-11 and 10-18-17.

5 Stars

Marjorie, Miami, Florida

Prompt and efficient customer service

 

5 Stars

Peter, Naples, FL

"Painless experience! It was very easy to get the coverage that was needed. I would definitely recommend this to others in small business."

 

5 Stars

Jason, Danville, VA

"Few words"

Super easy. Good rate too.

 

4 Stars

Andrew Thomas Clifton, Chicago, Illinois

Simple. Some of the site was a bit overpacked and it slightly overwhelmed me at times but everything else was great

 

5 Stars

Leveda, Medora, Indiana

Fast and friendly service

 

See More Reviews


This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Specific coverage terms can vary by class of business. Coverages are subject to underwriting and may not be available in all states.