General Liability

Man at working wondering about Primary insurance
What is Primary Insurance?

A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.

Read More

Explore Further

5 Min Read
Woman sitting on couch working with paperwork and tablet. How to apply for business insurance.

How to apply for business insurance

Buying business insurance might seem complicated, but it doesn’t have to be. Here is everything you need to know about applying for business insurance.

Read More

4 Min Read
Icons representing insurance: Umbrella, broken foot, broken camera, smashed wedding cake. Business insurance.

What kind of business insurance do I need?

There are two to three basic types of business insurance. But which one is right for you and your small business? And how much will it cost? We've got the answers. 

Read More

3 Min Read

What is carpet cleaning insurance?

If you specialize in carpet cleaning, there are certain risks to your business when it comes to liabilities and lawsuits. Here is how to easily protect against these types of risks.

Read More

4 Min Read
male small business construction worker bending slightly holding back with building in background.

Does Health Insurance Cover Work Related Injuries?

Health insurance covers injuries or illnesses that happen off the job, but most employers are required to have workers compensation insurance to cover their employers when an illness or injury happens at work.

Read More

4 Min Read
a computer keyboard with a green button that says insurance replacing the standing enter key

What is a Certificate of Liability Insurance?

A certificate of liability insurance (COI), is a simple form issued by your insurance company. Find out why they are important and how to get your own.

Read More

8 Min Read
Female small business owner with glasses in black and white striped shirt standing behind a counter

What is general liability insurance and why do you need it?

General liability insurance is essential for small businesses, providing protection against claims of property damage, bodily injury, and personal injury. Here's all you need to know.

Read More

We’re here to help.
We provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.