General Liability
A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.
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How to apply for business insurance
Buying business insurance might seem complicated, but it doesn’t have to be. Here is everything you need to know about applying for business insurance.
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What kind of business insurance do I need?
There are two to three basic types of business insurance. But which one is right for you and your small business? And how much will it cost? We've got the answers.
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What is carpet cleaning insurance?
If you specialize in carpet cleaning, there are certain risks to your business when it comes to liabilities and lawsuits. Here is how to easily protect against these types of risks.
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Does Health Insurance Cover Work Related Injuries?
Health insurance covers injuries or illnesses that happen off the job, but most employers are required to have workers compensation insurance to cover their employers when an illness or injury happens at work.
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What is a Certificate of Liability Insurance?
A certificate of liability insurance (COI), is a simple form issued by your insurance company. Find out why they are important and how to get your own.
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General liability or professional liability insurance?
You know you need business insurance to protect against claims and lawsuits. But what kind? You’ve heard about general liability insurance and professional liability insurance, but what’s the difference? It’s confusing. Here’s what you need to know.
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