Small business insurance, 
fast and affordable

Get insurance coverage today from America’s leading small business insurer.

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Monday – Friday, 7am – 10pm ET M–F, 7am –10pm ET

What is Small Business Insurance?

Small business insurance protects your company against the financial impact of claims and lawsuits, and other risks that you can’t see coming. It is also known as commercial insurance. There are several different kinds of small business insurance that each protect against different things. Not every business needs every type of insurance, so you can choose the policy or policies that will best protect your business. Get a quote and start protecting your business today.

Find the right type of insurance for your small business

Hiscox provides protection for hundreds of professions.

  • General

    The foundational protection for claims against your business.

  • Professional
    Liability (E&O)

    Protection for specific risks in your field.

  • Business
    Owners Policy

    General Liability plus coverage for property.

  • Cyber

    Protection from computer-related security risks.

  • Workers

    Protection for employees who are injured or become ill on the job.

  • Short-Term

    Purchase coverage for a specific period of time.

  • Medical
    Malpractice (E&O)

    Protection for claims against your medical practice.

  • More

    Umbrella, Auto, Directors and Officers, and more.

Not sure what you need?

Just answer a few quick questions.

How Much Does Small Business Insurance Cost?

The cost of small business insurance depends on the industry you're in, the size of your business, the type of insurance, and other factors. Pricing starts at $30 a month for a general liability policy, but your costs could vary. For more information on the cost of small business insurance, get a quote to see customized pricing for your needs.
Personal Trainer in Texas   
ProductGeneral LiabilityProfessional LiabilityCyber Security Insurance
Each Claim Limit$1,000,000$1,000,000$250,000
Aggregate Limit$2,000,000$1,000,000$250,000
Monthly Cost*$29.16$121.03$32.07
Annual Cost*$350$1,453$385

Who Needs Small Business Insurance?

Small businesses encounter unique risks depending on the type of work they do. Hiscox provides small business insurance for hundreds of professions like:

Learn more about all the small business professions we insure.

Get a quote for a Small Business Insurance policy now

Are you ready to purchase an insurance policy for your small business? You can get a fast, customized quote from Hiscox right now. If you’re not sure yet, you can continue reading to learn how our small business insurance policies can help protect you.

Small Business Insurance FAQs

Why over 500,000 small businesses choose Hiscox

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    Policies customized for the specific risks you face.

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    Fast quotes, instant coverage, quick claims.

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    Supporting the courageous since 1901.

Get a Small Business Insurance quote today

Hiscox provides fast, customized Small Business Insurance coverage just for you.
Get a quote now

Customer reviews

  • Emanual

    Easy Self Maintenance Policy
    Up & running in less than 10 minutes. Never had a claim so all is great so far.

    5 star review
  • Aaron

    Get’s no better
    Quick and easy approval process, Very affordable with quality business, HIGHLY RECOMMEND.

    5 star review
  • Jan

    I will use Hiscox again and again! :)
    Quick and easy online service.

    5 star review
  • Teresa

    Great customer service.
    Customer service was very friendly and knowledgeable. I needed to make a few changes to my policy and they made it very easy to do…

    5 star review
  • Matthew

    A stress-free, easy option for business liability insurance, and more! Hiscox has provided a stress-free, easy option to purchasing quality business liability insurance (and more), and stayed focused on providing valuable resources for me and my business…

    5 star review
  • Shaundra

    Ease of acquiring the insurance (protection) I needed to fit my business and my budget.

    4 star review
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