Commercial Auto Insurance
Hiscox has teamed with GEICO to make it easy for you to insure your commercial vehicles!
Monday – Friday, 8am – 10pm ET
Saturday, 9am – 7pm ET
1-800-566-1595
Monday – Friday, 8am – 10pm ET
Saturday, 9am – 7pm ET
What is commercial auto insurance?
Commercial auto insurance protects your business and work vehicles. It covers liability, collision, and comprehensive damage for vehicles used for business purposes.
Personal auto policies typically don’t cover work-related risks or damages from accidents while driving for business. A commercial auto policy is not only essential to keep your business compliant with the law, but to also protect yourself from any unnecessary costs or financial losses.
You should consider commercial auto insurance if your business:
- Uses vehicles to transport goods or equipment
- Has employees who drive company-owned vehicles
- Relies on vehicles for regular business errands or client visits
- Has vehicles registered to the business
- Uses specialty vehicles like pickup trucks, service utility trucks, or vans
Examples of commercial auto insurance claims:
Commercial auto insurance offers coverage designed to protect your business from common and unexpected events. Here's some examples of what could go wrong and how it could be covered:
- While driving a company van to a catering event, your employee accidentally backs into a client’s fence. Property damage liability could cover the cost of the repairs to the client’s property.
- An IT consultant is driving to a client’s office when another driver runs a red light and hits the company car. The consultant is injured, and the at-fault driver has no insurance. Uninsured motorist coverage could help pay for your employee’s medical bills.
- Overnight, your construction truck is vandalized at a job site, and the windows are broken. Comprehensive coverage could pay to repair the truck, getting it back on the road quickly.
Make sure your business is fully protected
To make sure your business is fully protected, consider adding other Hiscox business insurance coverage in addition to commercial auto insurance. Hiscox offers several types of business liability insurance that can be bundled to provide the comprehensive protection your business needs.
General liability insurance
General liability insurance, also known as commercial general liability (CGL), protects your business from another person’s or business’s claims of bodily injury, associated medical costs, and damage to property.
Professional liability insurance
Professional liability insurance, also called errors and omissions or E&O coverage, can protect your business if you are sued for negligence in your professional services, even if you haven’t made a mistake.
Business owner's policy
A business owner's policy (BOP) is enhanced insurance that combines general liability insurance and property insurance, adding protection for the equipment you use in your business.
Cyber security insurance
Cyber security insurance (Cyber) protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.
To receive a quote, customers will be re-directed to a website that is not owned, controlled, or affiliated with Hiscox Inc. or its affiliates. Any information provided will be subject to the terms, conditions, and policies of that website.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting, terms, conditions, and limits of the policy, and is not available in all states or classes of business. Actual cost, commission, premium, and coverage may vary subject to acceptance of the unique considerations of each individual risk, the information provided, and subject to required underwriting and rating factors. Customers are referred to GEICO by Hiscox Inc. d/b/a Hiscox Insurance Agency in CA, which is licensed in all states. The products described are underwritten and secured by Government Employees Insurance Company (GEICO, CA Lic. #1348-2), its affiliates, and subsidiaries, including but not limited to GEICO General Insurance and GEICO County Mutual Insurance Co. (in Texas). GEICO is an indirect, wholly owned subsidiary of Berkshire Hathaway Inc.
Find the right commercial insurance for your business
Hiscox provides protection for hundreds of professions.
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General Liability
The foundational protection for claims against your business.
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Professional Liability (E&O)
Indemnity protection for specific risks in your field.
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Business Owner's Policy
General liability plus coverage for property.
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Cyber
SecurityProtection from computer-related security risks.
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Workers Compensation
Protection for employees who are injured or become ill on the job.
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Commercial Auto
Protection for your business and work vehicles.
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Short-Term Liability
Purchase coverage for a specific period of time.
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Medical Malpractice (E&O)
Protection for claims against your medical practice.
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More Coverages
Umbrella, Property, Inland Marine, and more.
Why over 600,000 small businesses choose Hiscox
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Supporting the courageous since 1901.
Hiscox customer reviews
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Emanual
Easy Self Maintenance Policy
Up & running in less than 10 minutes. Never had a claim so all is great so far. Andrew
They’re so easy!
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