Workers Compensation Insurance

Workers Compensation

workers comp
Speak with a licensed Hiscox insurance agent
Monday – Friday, 8am – 10pm ET
Call 855-743-2308
Speak with a licensed Hiscox insurance agent
855-743-2308
Monday – Friday, 8am – 10pm ET
96%
4.8
/
5
for customer satisfaction (
9,798
reviews between 10-25-11 and 12-01-17)
96%
Hiscox rated
4.8
out of
5
with
9,798
reviews between 10-25-11 and 12-01-17.

What is workers compensation insurance?

Workers Compensation is a system of state laws that ensure that injured workers receive prompt and fair compensation for work-related injuries and diseases. In most states, laws require you to pay for an injured worker’s medical care, lost wages, and death benefits. Failure to have workers compensation insurance can leave you liable to pay for benefits out of pocket, and subject to fines or penalties by the state.

Examples of possible work-related accidents or diseases include:

  • Trips and Falls
  • Repetitive Stress
  • Strains
  • Unsafe work conditions

Who is required to have Workers Compensation Insurance?

In general, if you’re an employer and your business has employees, you are required by law to have Workers Compensation Insurance. Hiscox currently offers Workers Compensation Insurance in the states of California, Illinois, and New York ONLY.

Get the Liability Insurance that best meets your needs

A Hiscox workers compensation insurance policy must be purchased with another Hiscox business insurance policy, such as general liability insurance, professional liability insurance, or business owners policy. This gives your business greater protection.

General Liability Insurance
General liability insurance, also known as commercial general liability insurance (CGL) protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property.

Professional Liability Insurance
Professional liability insurance, also called indemnity insurance, protects your business if you are sued for negligence, even if you haven't made a mistake.

Business Owners Policy
Business Owners Policy (BOP) is enhanced insurance that combines general liability insurance and property insurance.

If you buy any of these you can add Workers Compensation Insurance. 

General Liability

Professional Liability

BOP

To learn more about Hiscox Workers Compensation Insurance or to get a free quote, call us at 855-743-2308 and speak to a licensed agent, Monday-Friday 8am-10pm ET.

Example professions we insure:

Why choose Hiscox coverage?

Hiscox specializes in business insurance for professional services businesses like yours.

  • Tailored Insurance: We tailor coverage to the nature of your business or field.
  • Approvals and Rating: Our products have been approved by the Department of Insurance, and are underwritten by Hiscox Insurance Company Inc., an Illinois insurer that is rated A (Excellent) by A.M. Best.
  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help manage your cash flow.
  • Claims responsiveness: When a covered claim is reported, we will immediately contact you and, where necessary, appoint an attorney to defend you, even if the claim is without merit.
  • Passion for service: We have received a 4.8/5 customer satisfaction rating and have been voted a top 100 Business Influencer.

Call a licensed insurance agent


Hiscox Customer Reviews

96%
4.8
/
5
for customer satisfaction (
9,798
reviews between 10-25-11 and 12-01-17)
96%
Hiscox rated
4.8
out of
5
with
9,798
reviews between 10-25-11 and 12-01-17.

Mike, San Francisco, CA

“Instantly received documents. Quick, clear and reasonable price”

Quick, clear and reasonable. They emailed me my documents before I even hung up the phone that I could use immediately.
Thank you Hiscox!

 

Deborah, San Francisco, CA

“Excellent service by Hiscox”

Very pleased with fast response

 

Luisa, San Diego, CA

“Exactly what I was looking for”

It was good, professional, fast and just what I needed. Thanks!

 

Jose, Chula Vista, CA

“Excellence”

Excellent service from start to end of process, extreme customer service from rep. absolutely stay with this corp for long time

 

Mark, San Diego, CA

“Happily Satisfied!”

No issues; the representative was knowledgeable and worked with me to identify the necessary coverage in a smooth and efficient process.

 

See More Reviews


Workers Compensation insurance is subject to underwriting guidelines. Not available for all classes of business.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Underwritten by Hiscox Insurance Company Inc., 104 South Michigan Avenue, Suite 600, Chicago IL 60603. Administered by Hiscox Inc., doing business in CA as Hiscox Insurance Agency.