Georgia Business Insurance

Protecting small businesses in the Peach State

Small businesses have a big impact in Georgia, and that impact is growing due to Georgia's commitment to helping small businesses. The Georgia Department of Economic Development offers numerous opportunities for growth and provides assistance with licensing, export, suppliers, certification, federal grants, and more.

But with stringent workers' compensation regulations and an increasingly litigious business environment, it’s essential for small business owners in Georgia to protect their investments through small business insurance coverage.

Are you in need of Georgia business insurance? Hiscox can help. Learn about Georgia liability insurance and Atlanta business insurance policy options.

Top covered industries in Georgia

If you’re a small business owner in Georgia and you’re looking for liability insurance for your business, you’ve come to the right place. Hiscox does not offer a one-size-fits-all insurance plan. Instead, we tailor our small business insurance in Georgia to meet your needs. Hiscox offers several small business insurance products for a wide variety of businesses.

Some of the most popular types of businesses in Georgia include personal trainers, cleaning professionals, landscapers, and business consultants.

More professions we insure in Georgia

Georgia small business insurance

Hiscox offers a range of business insurance coverage for small business owners in Georgia in need of the right insurance for their business, tailored to their needs. Hiscox small business insurance products available in Georgia include:

How much does business insurance cost in Georgia?

In Georgia, the cost of a business insurance policy depends on different factors like the size of your business, the industry type, your location, the number of people your business employs, and more. It also depends on the type of insurance you are purchasing.

From Hiscox, general liability insurance in Georgia costs as little as $30 a month, while professional liability insurance starts at $22.50 per month. A business owner’s policy starts at $41.67 per month, and cyber security insurance is available for as little as $30 per month*.

To learn how much insurance will cost for your Georgia business, and find out what you may need, get a quote.

* Actual cost, premium, and coverage are subject to the unique considerations of each individual risk. Customer quotes are based on the information provided to Hiscox, and are subject to required underwriting and rating factors. Until an official customer quote is provided, all communication is provided as an example for informational purposes only, and is neither an offer nor a guarantee of available premium or coverage.

Is business insurance required in Georgia?

Workers’ compensation insurance is mandated in Georgia for all businesses with three or more employees. Other types of business insurance, such as general liability, professional liability, a business owner’s policy (BOP), and cyber security insurance, may not be required by the state. However, they may be necessary in certain situations due to client contracts and industry regulations.

How can Hiscox help your Georgia small business?

At Hiscox, there's no such thing as a one-size-fits-all insurance policy. Our expertise across a variety of industries helps ensure that each client's coverage—from liability insurance to a business owner's policy to workers' compensation and beyond—meets their particular needs. We offer a range of benefits.

• Flexible payment options: Our monthly payment schedule, which comes with no added fees, can help you manage your cash flow.
• Tailored insurance: With Hiscox, you'll only pay for the coverage you need.
• Claims responsiveness: When a claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
• Worldwide coverage: A Georgia business insured through Hiscox is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.

Get a fast, free quote now and get the protection you need for your Georgia business. If you have questions, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday – Friday, 7am – 10pm ET; Saturday – Sunday, 8am – 5pm ET.

Steven Bryan, Evans Georgia

"Great company and customer service"

It was awesome customer service and support was great and I got the coverage I needed. After talking to several other companies I finally found in a small professional fitness magazine. I had never heard of Hiscox before then and I have been in the industry over 25 years. Thanks for all the help.

Rebecca, Atlanta, Georgia

"Great Customer Service I felt like my Agent really Cared about my needs."

Fast, Easy, Friendly, & Knowledgeable

Jacquelyn, Georgia

"Outstanding customer relations."

The agent was eager (but not too much) to serve by providing information and making suggestions. Answered questions; clarified the various sections. Responded immediately the next day. Very respectful. Gave reasons for including or excluding versions sections

Lewis, Atlanta Georgia

"My service feedback with Hiscox"

Very good policy was received in a very timely manner.

Ursula, Georgia

"Awesome"

I have never had a problem with this company. They are just awesome!

See more reviews

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and may not be available in all states.

Administered by Hiscox Inc., a Delaware corporation that is a licensed insurance producer in all states and Washington, D.C. 5 Concourse Parkway, 21st Floor, Atlanta, GA 30328.