Kentucky Business Insurance

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Kentucky Small Business Insurance

Throughout Kentucky, there are thousands of small business owners operating successfully day to day. And since no two businesses are the same, we don’t offer a one-size-fits-all as part of our Kentucky business insurance; instead, we customize your policy to suit what you do at a price that’s right for your needs. All small business owners should consider protecting their business with the right insurance. Hiscox small business insurance products available in the state include:

Example professions we insure in Kentucky:

Why choose Hiscox for your business in KY:

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
  • Tailored insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
  • Coverage for contracts: Our insurance coverage satisfies most standard contract insurance requirements.
  • Worldwide coverage: A business insured through Hiscox is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service.


Get a fast, free quote now and get that Hiscox confidence behind your Kentucky business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday – Friday, 7am – 10pm ET.

Quote online or call a licensed insurance agent


Hiscox Customer Reviews

Hiscox rated 4.7/5
Rated 4.7/5

5 Stars

Mark, Louisville, KY


It was easy and the agent was very knowledgeable on my coverage


5 Stars

Nancy, Bowling Green, KY


Very responsive, quick turnaround with coverage and price, easy to understand.


4 Stars

Jacob, Florence, KY

“Making the complex easy”

It was relatively easy to work through the application and funding process. Had looked at another carrier, and was disappointed at the complexity.


5 Stars

Anne, Florida

"nothing complicated about it when it seems that so many things are just hard to get done most require so much time"


5 Stars

Lawrence, California

"Finding the right coverage at a competitive price. I love Hiscox. Polite, knowledgeable, and helpful Reps together with good coverage at an affordable price is an unbeatable combination. Thank you.


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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and may not be available in all states.

Administered by Hiscox Inc., a Delaware corporation that is a licensed insurance producer in all states and Washington, D.C. 5 Concourse Parkway, 21st Floor, Atlanta, GA 30328.