Michigan Business Insurance

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Monday – Friday, 7am – 10pm ET M–F, 7a –10p ET

Protecting Small Businesses in The Great Lakes State

Are you one of the 1 million small businesses operating in Michigan? If so, you should consider business insurance to secure your company's path to success.


Michigan Small Business Insurance

Hiscox offers Michigan small business insurance to professional services companies, offering professional liability insurance and general liability insurance. Hiscox small business insurance products include:

Example professions we insure in Michigan:

Why choose Hiscox for your small business in MI:

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
  • Tailored insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
  • Coverage for contracts: Our insurance coverage satisfies most standard contract insurance requirements.
  • Worldwide coverage: A business insured through Hiscox is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service.


Get a fast, free quote now and get that Hiscox confidence behind your Michigan business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday – Friday, 7am – 10pm ET.

Hiscox Customer Reviews

Hiscox rated 4.7/5
Rated 4.7/5

5 Stars

Ray, Canton, MI

“Timely response for crucial documentation”

Easy to review, come to a purchase decision, and download. This was vital for my business to qualify for a potential client’s buyer and secure a meeting. Many thanks.


5 Stars

Gary, Michigan

“Hiscox made it very easy to buy professional liability insurance.”

I had to purchase professional liability insurance for a government contract. The Hiscox agent was very knowledgeable, and very helpful to me in making decisions about the coverage. She reviewed my gov’t contract, and put together a policy to meet the precise requirements.


4 Stars

Chris, Holland, Michigan

“Your representatives were very helpful. Being new in a business like consulting I was unsure of how to identify my work. First due to not doing it yet and Second matching it to your defined jobs. Your representatives helped me through that nicely.”


4 Stars

Mario, Detroit, MI

“Great work! Very friendly and capable customer service”


5 Stars

Kevin, Harrison Township, Michigan

"Turnkey insurance coverage."

The agent was very helpful and timely to get back to me.

See More Reviews

We offer Michigan small business insurance across the state. Our products have been approved by the Michigan Office of Financial and Insurance Regulation and are underwritten by Hiscox Insurance Company Inc., a Chicago, Illinois, insurance company.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and may not be available in all states.

Administered by Hiscox Inc., a Delaware corporation that is a licensed insurance producer in all states and Washington, D.C. 5 Concourse Parkway, 21st Floor, Atlanta, GA 30328.