Hiscox PRO Allied Healthcare Insurance

Hiscox PRO®

Allied Healthcare

Hiscox PRO®

Allied Healthcare

What is Allied Healthcare?

Allied Healthcare includes all licensed, certified, and specialist trained professional that support and supplement the provision of healthcare and wellbeing services.

Appetite
Capacity
Coverage & Benefits
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Appetite

Broad appetite servicing ALL Allied Healthcare professionals and businesses, including:

  • Outpatient 
  • Social services 
  • Inpatient 
  • Anti-aging and holistic 
  • Senior services

Download Appetite Guide

Capacity

$10M capacity on primary or excess basis

Coverage & Benefits
  • Claims-made and reported trigger with 60 day automatic reporting allowance; occurrence trigger also available
  • Reported incident trigger of coverage, in lieu of claim/demand trigger
  • Sexual abuse and misconduct sublimit
  • HIPAA liability sublimit
  • Defense of licensing proceedings and subpoena assistance limits
  • Physician medical directors, students, volunteers, and independent contractors included as insureds
  • Ability to include physicians for direct patient care on certain classes
  • Punitive damages specifically included within the definition of 'damages', as permitted by law, up to full limits
  • Bilateral extended reporting period 12/24/26 months for 75% / 150% / 225%
  • Included by endorsement for most risks:
    • Defense costs outside of the limits and first dollar defense 
    • Sublimit for Network Security (non-HIPAA breach) 
    • Crisis management sublimit
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Tailored industry coverage

We make it easy for you to sell our products for key industries, ensuring all the coverage your client needs is available.

See all industries

Last updated: Thu, 09/28/2017 - 12:46
Pharmacy
Medical imaging and testing
Home healthcare
physical_therapy
Physical, Occupational, Speech Therapy
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Related products

Package AHC with the following products: General Liability, Cyber, Crime, and Technology.

Document finder

Looking for a document? Find it here or check out our other resources.

Last updated: Thu, 12/20/2018 - 16:42
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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Medical testing lab

Test results for two patients are swapped due to human error prior to communication to their physicians. The technician and the lab are named in a lawsuit after a delayed diagnosis of one of the patients led to a delay of treatment and emotional and physical harm.

Medical testing lab

Test results for two patients are swapped due to human error prior to communication to their physicians. The technician and the lab are named in a lawsuit after a delayed diagnosis of one of the patients led to a delay of treatment and emotional and physical harm.

Chiropractic clinic

A patient receives an adjustment and feels dizzy afterwards, but is sent home. After following-up, the chiropractor learns the patient later had a stroke as a result of a forceful neck adjustment.

Chiropractic clinic

A patient receives an adjustment and feels dizzy afterwards, but is sent home. After following-up, the chiropractor learns the patient later had a stroke as a result of a forceful neck adjustment.

Medical spa

A patient had a reaction to a numbing cream provided by a medical spa that was to be used prior to laser hair removal treatment. The patient allegedly was not provided proper instruction as to the use of the cream and overdosed on the solution, resulting in the patient’s death.

Medical spa

A patient had a reaction to a numbing cream provided by a medical spa that was to be used prior to laser hair removal treatment. The patient allegedly was not provided proper instruction as to the use of the cream and overdosed on the solution, resulting in the patient’s death.

Assisted living facility

The niece of an assisted living facility resident chokes on a bone found in the chicken salad prepared by the facility. She requires resuscitation and suffers emotional and mental distress.

Assisted living facility

The niece of an assisted living facility resident chokes on a bone found in the chicken salad prepared by the facility. She requires resuscitation and suffers emotional and mental distress.

Wellness coaching

A company develops an application that provides wellness coaching to patients with diabetes but the software code has an error which advises many patients to eat a particular food that causes their sugar to skyrocket, causing illness and hospitalization.

Wellness coaching

A company develops an application that provides wellness coaching to patients with diabetes but the software code has an error which advises many patients to eat a particular food that causes their sugar to skyrocket, causing illness and hospitalization.

Outpatient counseling

The billing manager of an outpatient counseling practice is found forging and altering outgoing checks to an account they set up to collect money for their own personal benefit.

Outpatient counseling

The billing manager of an outpatient counseling practice is found forging and altering outgoing checks to an account they set up to collect money for their own personal benefit.

Pharmacy

A DVD containing personal information was mailed but never made it to its destination. The personal information was of pharmacy patients, including their names and in some instances Social Security numbers, healthcare and driver’s license numbers, as well as prescription information. As a result, the pharmacy notified 11,440 patients in seven states by mail. In addition to notifying those patients, state and federal officials also had to be informed of the breach.

Pharmacy

A DVD containing personal information was mailed but never made it to its destination. The personal information was of pharmacy patients, including their names and in some instances Social Security numbers, healthcare and driver’s license numbers, as well as prescription information. As a result, the pharmacy notified 11,440 patients in seven states by mail. In addition to notifying those patients, state and federal officials also had to be informed of the breach.

Risk management

We partner with leading risk management services to ensure our clients have support and guidance, in addition to exceptional coverage.

OmniSure

National risk consulting firm with loss control services and support for allied healthcare exposures.

Learn more about OmniSure.

Key contacts

Alicia Marsiglia

VP, Product Head
Allied Healthcare
914 273 7428
pi_17580_email
[email protected]
Alicia Marsiglia

Gwendolyn Larkin

Claims Counsel
678 781 4731
pi_17580_email
[email protected]

News and insights

We have a team of experts across the industry. Read their latest advice, find useful thought leadership, and discover industry news.

Visit the Hiscox Blog

Last updated: Sun, 10/22/2017 - 13:43

Healthcare breaches

There’s been a growing cyber sickness in healthcare breaches over the last 5 years.

View the infographic

Risk Management

Tailored coverage and risk management are two reasons why a Hiscox AHC product is best for your client.

Listen to the webinar