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Frequently Asked Questions

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What is Hiscox’s financial rating?

Our companies in the US include Hiscox Inc. and Hiscox Insurance Company Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent)1 category (FSC) of XI, proving we have strong capital reserves.

Hiscox Inc., a DE corporation, that does business in California as Hiscox Insurance Agency, is an approved Lloyd’s coverholder and underwrites surplus lines business on behalf of Lloyd’s Syndicates 33 and 3624. Syndicate 33 is rated A (Excellent)2 by A.M. Best and Syndicate 3624 benefits form the overall group rating of Lloyd’s which is A (Excellent)3. Lloyd's syndicates are restricted in doing business in the USA and its territories as they are not US-based insurers. The business we write on behalf of Lloyd's Syndicates 33 and 3624 in the US is placed through US insurance brokers.

For more information visit the Hiscox investor site .

1 A.M. Best rating as of February 10, 2017.
2 A.M. Best rating as of February 10, 2017.
3 A.M. Best rating as of September 1, 2016.

How do I report a claim?

Find all information on how you or your client can report a claim in our claims center.

How do I become a Hiscox broker?

Are you an agent or small retail broker? Use Hiscox NOW to bind PL, GL, and BOP for small businesses in minutes through our wholesale broker partners. www.hiscox.com/partner-agent

We partner with a small number of professional brokers who value profitable, mutually beneficial relationships. We look for the following when selecting brokers:

  • Active E&O coverage with an aggregate limit of $5 million or more.
  • Licensed agent and/or broker, in good standing, in the states where you plan to write business.
  • Guaranteed total of $250,000 in written premium for the first year of doing business with Hiscox USA.
  • Excellent reputation, high degree of expertise, market knowledge and financially secure.

Products offered through Wholesale brokers only:

  • Allied Healthcare Professional and General Liability
  • Architects, Engineers and Construction Managers Professional Liability
  • Commercial Property
  • Miscellaneous Professional Liability

Products offered through Retail and Wholesale brokers:

  • Construction Property
  • Crime
  • Entertainment Production
  • Financial Services
  • Kidnap & Ransom
  • Media Liability and Entertainment Errors & Omissions
  • Not-for-Profit Management Liability
  • Privacy / Data Breach
  • Private Company Management Liability
  • Public Officials / Public Entity Professional Liability
  • Technology
  • Terrorism

If you fulfill the above qualifications, contact [email protected] and a Hiscox representation will be in contact within 7 business days.

If you have questions, please feel free to contact at [email protected] or 678-781-4700 between 9am-5pm ET Monday-Friday.


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Contact an Underwriter

Connect with our regional executives, product heads, underwriters, and Hiscox Underwriting Center team. Find your exact contact by region or product.

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