Hiscox R5® 
Terrorism

Terrorism

What is Hiscox R5? 

Tailor made coverage for man-made disasters. 

Related products

Add stand-alone Terrorism coverage to Entertainment Production

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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Active Shooter & Malicious Attack Coverage

A shooter opens fire at a mall. No property damage occurs. Customers flee the building in panic. Stores are closed while authorities investigate  the incident. Authorities spend two straight weeks at the mall reviewing surveillance tapes and collecting crime scene evidence. When the mall reopens after two weeks, foot traffic is down, and the mall has a hard time enticing new tenants to lease space.

Active Shooter & Malicious Attack Coverage

A shooter opens fire at a mall. No property damage occurs. Customers flee the building in panic. Stores are closed while authorities investigate  the incident. Authorities spend two straight weeks at the mall reviewing surveillance tapes and collecting crime scene evidence. When the mall reopens after two weeks, foot traffic is down, and the mall has a hard time enticing new tenants to lease space.

Terrorism and Sabotage Insurance

Bomb goes off inside Insured's building. Authorities deem the suspect who planted the bomb to be acting out radical religious beliefs. Property is damaged and requires repair. Insured cannot conduct their normal business operation and loses income.

Terrorism and Sabotage Insurance

Bomb goes off inside Insured's building. Authorities deem the suspect who planted the bomb to be acting out radical religious beliefs. Property is damaged and requires repair. Insured cannot conduct their normal business operation and loses income.

Terrorism Liability Insurance

A bomb detonates on the insured’s premises.  Authorities deem the alleged bomber to be acting out of radical religious motivation. The insured is subletting half of their space to a neighboring tenant and this tenant incurs property damage arising from the bombing. The insured is sued by the tenant for damages. The court finds the insured liable for the damage citing that they failed to provide adequate security to the buildings.

Terrorism Liability Insurance

A bomb detonates on the insured’s premises.  Authorities deem the alleged bomber to be acting out of radical religious motivation. The insured is subletting half of their space to a neighboring tenant and this tenant incurs property damage arising from the bombing. The insured is sued by the tenant for damages. The court finds the insured liable for the damage citing that they failed to provide adequate security to the buildings.

NCBR

An assailant disburses chlorine gas on the subway. Riders become ill and subway cars must be thoroughly cleaned. The damaged property must be disposed of appropriately. The MTA cancels service and loses revenue from decline in fares.

NCBR

An assailant disburses chlorine gas on the subway. Riders become ill and subway cars must be thoroughly cleaned. The damaged property must be disposed of appropriately. The MTA cancels service and loses revenue from decline in fares.

Threat of a Malicious Act Insurance

A hotel is threatened with a bomb allegedly hidden in the basement. Authorities arrive and evacuate the space. The hotel shuts down for 24 hours losing restaurant sales and guests are reimbursed for their room fee for the night.

Threat of a Malicious Act Insurance

A hotel is threatened with a bomb allegedly hidden in the basement. Authorities arrive and evacuate the space. The hotel shuts down for 24 hours losing restaurant sales and guests are reimbursed for their room fee for the night.

Risk management

We partner with leading risk management services to ensure our clients have support and guidance, in addition to exceptional coverage.

Control Risks

Hiscox exclusively retains the response services of Control Risks, an independent specialist risk consultancy, who are able to immediately deploy resources to a crisis anywhere in the world.

Learn more about Control Risks.

News and insights

We have a team of experts across the industry. Read their latest advice, find useful thought leadership, and discover industry news.

Visit the Hiscox Blog

Hiscox R5 video

Find out what Hiscox R5 covers and why your client needs it.

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Terrorism Insurance vs. TRIPRA

TRIPRA is lacking in coverage for most businesses. Find out about the value of a standalone Terrorism product.

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