Hiscox CyberClear® 
Cyber and Data Risks

Cyber insurance

What is Cyber insurance?

A targeted hack or simply a lost laptop could result in a company incurring various costs and expenses. A cyber policy is designed to cover privacy, data and network exposures and provide peace of mind. Whether it is sensitive client or employee information, there are increasing expectations that this information is secure. The list of regulations and statutes regarding the use and protection of this information, and notification in the event of a breach, continues to expand.

The Hiscox Cyber Readiness Report™ 2023 reveals the cost and frequency of cyber attacks are on the rise.

Download Report

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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Phishing email leads to ransomware

An employee at a retail stores' headquarters clicked on a link in a phishing email from a vendor partner. A cyber criminal gained access to the retailers entire server, impacting its point of sale registers. The ransomware attack held the systems hostage, effectively stopping sales from being transacted.

Phishing email leads to ransomware

An employee at a retail stores' headquarters clicked on a link in a phishing email from a vendor partner. A cyber criminal gained access to the retailers entire server, impacting its point of sale registers. The ransomware attack held the systems hostage, effectively stopping sales from being transacted.

Developer causes business interruption

A developer designs a new website for an ecommerce company. When the site is launched, it immediately crashes. The site is down for three days while the developer fixes the problem. The company sues the developer for the lost revenue. 

Developer causes business interruption

A developer designs a new website for an ecommerce company. When the site is launched, it immediately crashes. The site is down for three days while the developer fixes the problem. The company sues the developer for the lost revenue. 

Negligence by media firm leads to breach

The computer system of a media firm contains large amounts of data on its clients' analytics, including search engine optimization keywords, pay-per-click campaigns, etc. The system's security services upgrade lapsed, leaving it more vulnerable to a breach. The system is hacked and several clients file lawsuits alleging negligence.  

Negligence by media firm leads to breach

The computer system of a media firm contains large amounts of data on its clients' analytics, including search engine optimization keywords, pay-per-click campaigns, etc. The system's security services upgrade lapsed, leaving it more vulnerable to a breach. The system is hacked and several clients file lawsuits alleging negligence.  

Risk management

We partner with leading risk management services to ensure our clients have support and guidance, in addition to exceptional coverage.

Upfort Shield

Upfort Shield is a powerful cybersecurity platform that is entirely free for Hiscox insureds. Upfort Shield provides software protections, live consultative services, and security training content, including phishing simulations, all under one log-in. Hiscox insureds that have engaged with Upfort (e.g., complete trainings, add employees to the platform, etc.) have filed cyber claims at less than half the rate of non-Upfort engaged insureds. The trainings on Upfort Shield can be found in the Cyber University section of your customized Upfort Shield portal, which you can access at this link.

Don’t have an Upfort account? Sign up!

For more information contact:

Email: [email protected]

Phone: (800) 418-8593

Live chat: www.upfort.com

eRisk Hub®

eRisk Hub®, powered by NetDiligence®, provides tools and resources to help our policyholders understand the exposures, establish a response plan, and minimize the effects of a data breach on an organization.

Learn more about eRisk Hub.

Risk Management Assistance

Free initial confidential consultation from a referred, nationally recognized law firm. Up to one-hour of legal services to assist in better understanding and minimizing risks that commonly lead to the types of claims covered under a Hiscox privacy policy.

Key contact

Chris Hojnowski
VP, Technology and Cyber Product Head

News and insights

We have a team of experts across the industry. Read their latest advice, find useful thought leadership, and discover industry news.

Visit the Hiscox Blog

The 2023 Cyber Readiness Report

The annual report reveals that small business owners are getting smarter, but so are cyber criminals. Cyber attacks cost US small businesses over $8,000 annually.

Beware ransomware

Ransomware is one of the fastest growing cyber risks. Find quick stats now.

The 2022 Cyber Readiness Report

The annual report reveals that both the frequency and cost of cyber attacks are rising for US businesses, and the pandemic is continuing to have lasting effects on the cyber security landscape.

Cyber 101

This introductory guide will help one become more knowledgeable on cyber risks, coverage, and industry terminology.