
Hiscox CyberClear®
Cyber and Data Risks
Hiscox
CyberClear®
Cyber and
Data Risks
What is Cyber insurance?
A targeted hack or simply a lost laptop could result in a company incurring various costs and expenses. A cyber policy is designed to cover privacy, data and network exposures and provide peace of mind. Whether it is sensitive client or employee information, there are increasing expectations that this information is secure. The list of regulations and statutes regarding the use and protection of this information, and notification in the event of a breach, continues to expand.
The Hiscox Cyber Readiness Report 2019™ reveals the cost and frequency of cyber attacks are on the rise.
- A simple, single insuring agreement driven by the 'loss' and not the 'how'
- Primary elements of cyber insurance included at full limits as standard: first-party breach response costs, third-party liability including regulatory fines and penalties, cyber extortion costs, cyber business interruption costs and data recovery costs
- Optional coverage for cyber crime, cyber deception, and social engineering
- Optional coverage for broader business interruption loss, including dependent business interruption, system failure, and dependent system failure
- Explicitly provides cover for stopping and containing a data breach
- Covers voluntary notification in addition to that required by law
- True worldwide coverage
- Access to a full panel of breach response resources, including extortion, PR, legal services, credit monitoring, and more
- Integrated media liability
- Complimentary value-add services for policyholders, including risk management tools and employee training programs
- For more information, download our broker factsheet
Our Cyber product is broad in coverage and contains a simple insuring agreement covering a wide range of classes.
- Primary appetite – small, medium-sized and large businesses considered
- Excess appetite – U.S. businesses of all revenue sizes
- Capacity – $10M on primary or excess basis
Related products
Package Cyber with the following products: Allied Healthcare, Architects and Engineers, Miscellaneous Professional Liability, Media Liability, Management Liability, General Liability, Crime, and Technology
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Claims scenarios
Not sure what risks our product covers? We’ve brought some scenarios to life.
Risk management
We partner with leading risk management services to ensure our clients have support and guidance, in addition to exceptional coverage.
Key contacts
News and insights
We have a team of experts across the industry. Read their latest advice, find useful thought leadership, and discover industry news.

The 2019 Cyber Readiness Report
The report reveals that over half of U.S. firms reported a cyber incident in the past year, and over a quarter reported more than four attacks. Fewer companies are experts at cyber preparedness than in years past.
Beware ransomware
Ransomware is one of the fastest growing cyber risks. Find quick stats now.

The 2018 Cyber Claims Report
Hiscox has dealt with over 1,000 cyber related insurance claims from businesses over the past 12 months alone. What's been the single biggest cause?
Cyber 101
This introductory guide will help one become more knowledgeable on cyber risks, coverage, and industry terminology.