Hiscox PRO®
Architects and Engineers
What is Architects and Engineers coverage?
Hiscox Architects and Engineers offers a wide variety of coverage addressing the risks and exposures faced by firms such as electrical engineers, general contractors, manufacturing professionals, real estate developers and more.
Appetite
- Licensed architects
- Licensed engineers, including but not limited to civil, electrical, environmental, industrial and mechanical engineers
- Professionals performing drafting services whose work is certified by a licensed architect/engineer
- Construction/project managers
- Design/build firms
- General contractors
- Specialty contractors
- Real estate developers
- ‘Green building’ designers and contractors
- HVAC consultants
- Interior designers
- Land surveyors
- Landscape architects
- Mortgage field surveyors
- And more
Capacity
$10M capacity on primary or excess basis
Coverage & Benefits
- Bodily Injury, Property Damage and Pollution directly arising from performance of professional services, up to full limits - defense outside of limits
- Defense of licensing proceedings and subpoena assistance
- Punitive damages specifically included in definition of ‘damages’, where insurable by most favorable applicable jurisdiction, up to full limits
- Personal injury expanded to cover ‘personal and advertising injury’
- Payment of claimant’s attorneys' fees explicitly covered as ‘damages’
- Supplemental payments of up to $250 per day, up to $10,000 per claim, outside of limits
- Up to $50K in pre-claim assistance, outside of limits
- Independent contractors specifically included in the definition of ‘insured’
Mold explicitly covered with sublimit or full limits - FHA/OSHA/ADA regulatory coverage of up to $25K
- No asbestos exclusion for design professionals, construction managers and developers; no change for contractors
- Third-party discrimination explicitly covered up to full limits, as permitted by law
- Deductible credit included in the base form
Contact an Underwriter
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Tailored industry coverage
We make it easy for you to sell our products for key industries, ensuring all the coverage your client needs is available.
Last updated: Thu, 09/28/2017 - 12:46
Related products
Package A&E with the following products: General Liability, Cyber, Crime, and Technology.
Document finder
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Last updated: Fri, 10/20/2017 - 10:14
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Claims scenarios
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