Hiscox PRO®
Architects and Engineers

Includes Contractors, Subcontractors, and Real Estate Owner/Developers

Architecture and engineering

What is Architects and Engineers coverage?

Hiscox offers a wide variety of coverage addressing construction professional liability risks and exposures for everyone on the jobsite, including Architects and Engineers, Contractors, Subcontractors and Real Estate Owner/ Developers.

  • Package coverage for all construction professional liability risks with the following products:

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Claims scenarios 

Not sure what risks our Architects and Engineers product would cover? We’ve brought some scenarios to life.

General Contractors

A general contractor working on a refrigerated warehouse project subcontracts the design of the refrigeration and ventilation system to a small mechanical engineer. The engineer, who did not carry professional liability, miscalculated the cooling needs of the warehouse and specified an inadequate ventilation system. The building owner demanded $250,000 to replace the poorly performing system.

General Contractors

A general contractor working on a refrigerated warehouse project subcontracts the design of the refrigeration and ventilation system to a small mechanical engineer. The engineer, who did not carry professional liability, miscalculated the cooling needs of the warehouse and specified an inadequate ventilation system. The building owner demanded $250,000 to replace the poorly performing system.

Developers

A condominium owner brings a claim against the developer and the architect for a design error. The architect cannot be located and the architect's insurance has lapsed. The suit continues against the developer.

Developers

A condominium owner brings a claim against the developer and the architect for a design error. The architect cannot be located and the architect's insurance has lapsed. The suit continues against the developer.

Construction Professionals

A wrongful death suit is brought arising out of claims that a Civil Engineer for a highway construction project negligently relocated traffic lanes. The design error resulted in a driver striking an arrow board which flew into oncoming traffic injuring two and killing one passenger in an auto. The settlement exceeded $1,000,000 for defense costs and indemnity.

Construction Professionals

A wrongful death suit is brought arising out of claims that a Civil Engineer for a highway construction project negligently relocated traffic lanes. The design error resulted in a driver striking an arrow board which flew into oncoming traffic injuring two and killing one passenger in an auto. The settlement exceeded $1,000,000 for defense costs and indemnity.