Hiscox PRO®
Architects and Engineers
Architects and Engineers, Contractors, Subcontractors
and Real Estate Owner/ Developers
What is Architects and Engineers coverage?
Hiscox offers a wide variety of coverage addressing construction professional liability risks and exposures for everyone on the jobsite, including Architects and Engineers, Contractors, Subcontractors and Real Estate Owner/ Developers.
Our Products
- Hiscox offers a comprehensive suite of products tailored to all meet the needs of all construction professionals:
- Package coverage for all construction professional liability risks with the following products:
Coverage & Benefits
- Bodily Injury, Property Damage and Pollution directly arising from performance of professional services, up to full limits - defense outside of limits
- Defense of licensing proceedings and subpoena assistance
- Punitive damages specifically included in definition of ‘damages’, where insurable by most favorable applicable jurisdiction, up to full limits
- Personal injury expanded to cover ‘personal and advertising injury’
- Payment of claimant’s attorneys' fees explicitly covered as ‘damages’
- Supplemental payments of up to $250 per day, up to $10,000 per claim, outside of limits
- Up to $50K in pre-claim assistance, outside of limits
- Independent contractors specifically included in the definition of ‘insured’
- Mold explicitly covered with sublimit or full limits
- FHA/OSHA/ADA regulatory coverage of up to $25K
- No asbestos exclusion for design professionals, construction managers and developers; no change for contractors
- Third-party discrimination explicitly covered up to full limits, as permitted by law
- Deductible credit included in the base form
Appetite & Capacity
- Architects
- Artisan subcontractors
- Construction design professionals
- Construction/ project managers
- Design builders
- Engineers
- General contractors
- Project owners
- Real estate developers
- Capacity: up to $10m
Key Contacts
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Last updated: Tue, 03/26/2019 - 16:50
Document finder
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Last updated: Tue, 06/18/2019 - 22:05
Claims scenarios
Not sure what risks our Architects and Engineers product would cover? We’ve brought some scenarios to life.