Physical, Occupational, and Speech Therapy
Tailored industry coverage
Why purchase tailored coverage?
Certain professions experience specific exposures. Get coverage tailored to meet the needs of Physical, speech and occupational therapy (“PSO”) practices with our Hiscox PROTM suite of products.
Appetite
Applies to all types and classes of patients:
- physical therapy (inpatient or outpatient)
- occupational therapy (inpatient or outpatient)
- speech therapy
Capacity
$10M capacity on primary or excess basis
Coverage & Benefits
- Waiver of retention available for PSO therapy facilities following exemplary risk management standards
- Billing and regulatory errors sublimit
- Sexual abuse and misconduct sublimit ü HIPAA liability sublimit
- Reported incident trigger of coverage
- Product liability exclusions is carved back to provide coverage for claims arising from goods or products used or recommended by the insured in connection with the performance of PSO therapy services
- Duty to defend
Included as insureds:
- Medical directors
- Non-physician employees, independent contractors, students, volunteers (including mid-levels)
Related products
Package Physical, Occupational, and Speech Therapy coverage with the following products: General Liability, Cyber, Crime, and Technology.
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Last updated: Thu, 12/20/2018 - 16:42
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Last updated: Tue, 11/19/2019 - 15:03
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