Medical imaging

Actively targeting

• Diagnostic testing laboratories
• Medical imaging facilities
• Reference laboratories
• Interventional radiology imaging
• Genetic testing
• Therapeutic drug monitoring
• Fertility testing and embryology

Also considered

• All non-medical testing labs (environmental, food safety, construction materials, etc.) are considered through our Analytical Testing Lab tailor-made product TEST

Coverage enhancements include:

• Billing and regulatory action sublimit applying to:
  • Defense and investigation costs associated with:
    • Licensing eligibility proceedings
    • FDA investigations
    • Stark Law violations
    • ‘billing errors claims’
• Audit expenses and resulting fines/penalties related to billing errors claims
• HIPAA violations sublimit
• Medical laboratory test reporting penalty sublimit up to $50,000 covering penalties related to failure to report rates under the Protecting Access to Medicare Act of 2014
• Carve back to manufacture of goods/products exclusion for claims arising from defective testing kits
• Extended reporting period of up to ten years available upon request. 

Included as insureds:
all non-physician employees, independent contractors, students and volunteers, as well as medical directors.

Waiver of retention available for both medical imaging facilities and testing labs following exemplary risk management standards.