Staffing services

Tailored industry coverage

 

Why purchase tailored coverage?

Our Staffing services tailored form covers a wide range of coverage from the vast exposures they face daily.

Appetite
  • Coverage includes services performed by a temporary staffed employee.
  • Expanded coverage available for financial services, IT services, allied healthcare services, lawyers, architects and engineers 
Capacity

$10M capacity on primary or excess basis

Coverage & Benefits
  • Industry specific form tailored for staffing services
  • Contingent Bodily Injury and Property Damage sublimit included and available up to the full limit
  • Third Party Discrimination sublimit included
  • Contingent Pollution Liability sublimit included
  • Sexual Abuse/Misconduct sublimit included
  • Crisis Management sublimit included
  • Defense of licensing proceedings, subpoena assistance and supplemental payments coverage included
  • Punitive damages coverage included where insurable by law
  • Automatic Additional Insured when required by contract
  • 50/50 cooperation clause included
  • Duty to defend policy 

Related products

Package Staffing services coverage with the following products: General Liability, Cyber, Crime, and Technology.

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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Professional Liability

An employment agency is retained by two companies who are competitors. The agency places an employee of one of the companies in a position at the other company. The first client sues the agency for interference with contractual relations and potential competitive damage for placing their employee with a competing company. 

Professional Liability

An employment agency is retained by two companies who are competitors. The agency places an employee of one of the companies in a position at the other company. The first client sues the agency for interference with contractual relations and potential competitive damage for placing their employee with a competing company. 

Professional Liability

A staffing agency places a programmer with a software company for what is supposed to be a six-month contract. The project is not complete when the contract ends and the software company wants to extend it. The programmer’s visa will expire shortly and he has to go back to his home country. The staffing agency did not disclose the visa expiration when the programmer was hired, and the software company sues the agency.

Professional Liability

A staffing agency places a programmer with a software company for what is supposed to be a six-month contract. The project is not complete when the contract ends and the software company wants to extend it. The programmer’s visa will expire shortly and he has to go back to his home country. The staffing agency did not disclose the visa expiration when the programmer was hired, and the software company sues the agency.

General Liability

An IT staffing company places an employee at a client company. One of the client’s employees trips over the consultant’s computer bag and is injured. The client sues the staffing company, who is held liable for the injury.

General Liability

An IT staffing company places an employee at a client company. One of the client’s employees trips over the consultant’s computer bag and is injured. The client sues the staffing company, who is held liable for the injury.

General Liability

While doing an overnight data transfer, a network consultant accidentally spills a cup of coffee on the client’s server. The server is damaged and six month’s worth of data is lost. The client company sues the staffing company who placed the consultant, and the staffing company is liable for the damaged server and the data loss.

General Liability

While doing an overnight data transfer, a network consultant accidentally spills a cup of coffee on the client’s server. The server is damaged and six month’s worth of data is lost. The client company sues the staffing company who placed the consultant, and the staffing company is liable for the damaged server and the data loss.