Associations

Tailored industry coverage

 

Why purchase tailored coverage?

Our Associations tailored form covers a wide range of coverage from the vast exposures they face daily.

Appetite
Capacity
Coverage & Benefits
Appetite

Industry specific form tailored for Association member support services 

 

Capacity

$10M capacity on primary or excess basis

Coverage & Benefits
  • Contingent Bodily Injury and Property Damage sublimit included and available up to the full limit 
  • Media Activities sublimit included and available up to the full limit
  • Network Security and Privacy sublimit included and available up to full limit
  • Antitrust defense sublimit included
  • Crisis Management sublimit included
  • Third Party Discrimination coverage included
  • 50/50 cooperation clause included
  • Defense of Licensing Proceedings
  • Duty to defend policy

Related products

Package Associations coverage with the following products: General Liability, Cyber, Crime, and Technology.

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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Professional liability

A trade association changes its governing laws but does not communicate the changes to its members. A member who violates the new law is sued, and then sues the association for negligence. 

Professional liability

A trade association changes its governing laws but does not communicate the changes to its members. A member who violates the new law is sued, and then sues the association for negligence. 

General liability

A condominium association fails to properly maintain their sidewalks after a snowstorm. A passer-by slips, and sues the association for bodily injury. 

General liability

A condominium association fails to properly maintain their sidewalks after a snowstorm. A passer-by slips, and sues the association for bodily injury. 

Cyber

A laptop computer, which contained personally identifiable information about an association’s members, was lost. Even though the information was never disseminated, the association was required to notify all of the affected members. 

Cyber

A laptop computer, which contained personally identifiable information about an association’s members, was lost. Even though the information was never disseminated, the association was required to notify all of the affected members. 

Crime

An employee of an association is found to have double-charged members for their membership fees and pocketed the extra money. 

Crime

An employee of an association is found to have double-charged members for their membership fees and pocketed the extra money.