Insurance for

Please enter a valid zip code.

Retrieve a quote

A businesswoman talking about agent insurance
Please enter a valid zip code.

Retrieve a quote

Speak with a licensed insurance agent: 1-866-283-7545

Call a licensed agent

Monday – Friday, 7am – 10pm ET M–F, 7a –10p ET

Who needs insurance agent's insurance?

Hiscox provides liability insurance for insurance agents because we understand the unique risks you face in your own business. As an insurance agent, you make sure your clients are protected against risk. Hiscox understands the risks involved in owning and operating a small business, so we customize insurance agents’ coverage for your specific business needs.

Insurance agents and other professionals like you should consider our other coverage offerings.

Example professions we also insure

Policies available for insurance agents

Professional Liability Insurance

Professional liability insurance, sometimes called errors and omissions insurance (E&O insurance), is insurance coverage for claims against businesses that provide professional and personal services – for insurance agents, like you.

When is it important to have professional liability insurance? Examples relevant to insurance agencies include:

  • Negligence: A client instructs his insurance agent to purchase a policy and gives the agent a check for the premium, but the agent forgets to purchase the policy. The client, left uninsured, is later involved in an accident. The client demands that his insurance agent pay for the loss.
  • Dissatisfied client: An insurance agent sells a homeowners policy for a vacation home on the beach and advises the client that it is an all-perils policy.  A few months later, a hurricane makes landfall in the area, causing wind damage to the roof of the house. The homeowner’s insurer denies the claim because the policy the agent sold excludes wind damage. The client demands that the insurance agent pays for the damages.

Feel confident with each new and existing client that comes into your office with the right coverage. Learn more about Hiscox’s professional liability insurance.

General Liability Insurance

General liability insurance could protect your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property.

Having general liability coverage as part of your agency’s insurance plan is beneficial in several instances, including: 

  • Bodily injury: A client comes to an insurance agent’s office on a rainy day and slips on the floor in the waiting area, breaking her hip. She makes a claim for medical costs. A general liability policy may cover these costs, up to the limit of liability.
  • Property damage: An insurance agent goes to a client’s office to take a policy application. While she is there, she knocks an expensive collectible off a shelf and it breaks. The agent’s general liability policy may cover the cost to replace the item, up to her limit of liability.
  • Personal injury: While at lunch, an insurance agent's receptionist talks to the owner of the deli about a client in a false and unflattering way. The client learns of this conversation and sues for slander. A general liability policy may cover the subsequent claim up to the limit of liability, and pay for an attorney if necessary.

The unexpected does happen, and it’s best to be prepared. Request an insurance agency insurance quote today. 

We are here to help guide you through the process of finding the right coverage for your business. Learn more about how much general liability insurance costs

Business Owners Policy (BOP)

Insurance agents should also consider a business owners policy.  BOP is a combination of general liability and business property insurance and is often used to provide balanced coverage for small businesses who also want to protect their own equipment. 

Some examples of what could be covered under BOP for insurance agents include:

  • A pipe bursts at an insurance agent’s office and causes water damage to their computer and office furniture. A business owners policy protects their business personal property (BPP), covering the cost to replace the damaged computer and furniture. 
  • A fire damages an insurance agent’s office, destroys all their equipment and makes the space unusable during repairs. A BOP that includes business interruption coverage could protect the agent from costs associated with loss of business. 

These are only a few real-world examples of how a business owners policy can help protect insurance agents. Learn more about business owners policies or contact us with any questions.

Why do Insurance Agents choose Hiscox?

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
  • Tailored insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
  • Coverage for contracts: Our architects insurance coverage satisfies most standard contract insurance requirements.
  • Worldwide coverage: A business insured through Hiscox is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service—4.7/5 people surveyed recommended us.

Get a fast, free quote now and get that Hiscox confidence behind your business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday – Friday, 7am – 10pm ET.

Hiscox Customer Reviews

Hiscox rated 4.7/5
Rated 4.7/5

Damien, Overland Park, KS

“Very easy and affordable”



Mike, Toms River, NJ 

Yes I would and I tell other techs about Hiscox all the time. 


Calvin, Galax, VA 

Hiscox is giving every small business a fighting chance to be successful. Thanks. 


Sheldon, Stone Mountain, GA 

Was very easy to talk to and get policy started 


Gary, Royal Oak, Michigan 

“Great company” 

So seldom do you deal with an online company that works so hard and fast , to answer all your questions and concerns and sends your policy back with the utmost professionalization that I received. I would recommend this company to anyone needing their services.


See More Reviews

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.