Snow Removal Insurance

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A snow removal professional enjoying the protection of snow blowing insurance
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Speak with a licensed insurance agent: 1-866-283-7545

Call a licensed agent

Monday – Friday, 7am – 10pm ET M–F, 7a –10p ET

Who needs snow removal insurance?

During dangerous wintery conditions, snow removal professionals who plow sidewalks or clear commercial parking lots and private driveways often need small business insurance because of the risks they take to keep the rest of the community safe. Common scenarios where insurance can protect you and your business include a customer’s slip-and-fall accident over your equipment or personal injury due to icy conditions resulting from snow removal.

Additional risks exist where you might not expect them, such as property damage caused by your services and even slanderous comments your employee makes about a customer. If you provide residential snow removal services, Hiscox can help empower you with each new customer you take on. We encourage snow removers to turn to Hiscox, a leading small business insurance company with origins dating back to 1901. Hiscox understands the specific risks associated with owning and operating a snow removal business, which is why we customize our business insurance coverage to fit your profession’s needs. 

In addition to snow removal liability insurance, we also offer the following types of related insurance that you may be interested in if you provide other seasonal services: 

Example professions we also insure

Snow removal insurance policies available

Why do snow removal professionals choose Hiscox?

Having general liability insurance protection is imperative for snow plowing professionals. But what sets Hiscox apart from other insurance carriers is our expertise in small businesses. We want to support and inspire you to try new business models, invest in the best equipment, and achieve the success you’ve always wanted. We’ve worked with a wide variety of small businesses and snow removal companies, and we’re here for you as you make the most of each winter season.

Here are six reasons why snow removal professionals make Hiscox their small business insurance company of choice.

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
  • Tailored insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
  • Coverage for contracts: Our architects insurance coverage satisfies most standard contract insurance requirements.
  • Worldwide coverage: A business insured through Hiscox is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service.

Don’t wait another day to plan for your future and the future of your business. Get a fast, free quote now and get that Hiscox confidence behind your snow removal business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday – Friday, 7am – 10pm ET.


Hiscox Customer Reviews

Hiscox rated 4.7/5
Rated 4.7/5

Allen, Daytona Beach 

Great and really helpful


Juan, San Diego, California

"Love the excellent service access."

Excellent service access.


Richard, San Juan Capistrano, CA

“Agent was very helpful in answering any questions/concerns that I had.  Very pleasant personality.”


Greg, Tallahasse, FL

"Hiscox is the small business insurance company for me. I was very pleased with the  knowledge and help Hiscox provided me. Hiscox small businesses Insurance company was very easy to use and made the purchase process hassle free. I would recommend Hiscox to anyone opening a small business or in small business."


John, Sacramento, CA 

“First time customer, prices seemed fair, customer service very helpful” Very good, first time I’ve purchased one, so I don’t have anything to compare it with, but everything went smoothly. 

See More Reviews

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.