Business Insurance for human resource professionals

Why do human resource professionals need insurance?

Being an HR professional is stressful. On the one hand, you have demanding clients with positions to fill. On the other, you need to thoroughly vet applicants before placing them in new work assignments. If you run your own HR consulting business, your name, brand, and reputation are on the line. Clients need to immediately fill vacancies and if a temp gets too tempted and steals office supplies, your client might sue you. Clients might also pursue legal recourse if your onboarding or training process isn't sufficient and they lose money over a mistake a new hire made. 

Aside from meeting client demands, there are other reasons why HR professionals need insurance. A recently terminated employee might sue the HR rep for placing them in the wrong position. A client could sue if they slip and fall in your office. A lawsuit can also result if your firewalls are breached and your client or employee data gets into the wrong hands. 

Hiscox offers customized business solutions that give you the courage to take the right risks. With liability insurance, you can protect yourself from claims. And, you can protect your business and brand as you take on new clients and applicants. 

Related HR professions we insure

Insurance policies available for human resource professionals

Each insurance policy has unique protections that help you confidently take the right risks.

Why do HR professionals choose Hiscox?

One of the biggest mistakes new HR business owners make is not getting insurance. They may assume that because they work out of their homes that their home insurance policy is adequate coverage. However, a lawsuit can cost thousands of dollars and many homeowner’s policies don’t cover business losses, or cap them at $2,500. With a fast and free application process, you can receive your policy documents on the same day.

Other benefits Hiscox offers include:

• Claims responsiveness: Reporting a covered claim? We will immediately assign a dedicated claims representative to assist you.

• Commitment to service: Our knowledgeable staff is available to assist with questions. We offer the highest standard in service and 4.7/5 people surveyed recommend us.

• Coverage for contracts: Our insurance coverage satisfies most standard contract insurance requirements.

• Custom insurance: We can customize your plan as you grow and scale.

• Flexible payment plans: Set up convenient auto-debits. You can pay monthly payments without fees.

• Worldwide coverage: With Hiscox insurance, you can work anywhere. If you need to file a claim, file it in the U.S., a U.S. territory, or Canada.

With Hiscox confidence supporting you, you may stumble but you'll never fall. Meet with those new clients, build your brand, and start working with new hires. And, leave the risk and worry to us. 

At Hiscox, we give our clients the courage to take the next steps with their business. Get a fast and free quote today. Call us at 1-866-283-7545. Our team of licensed agents is available Monday – Friday, 7am – 10pm ET.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.