Insurance for Retail Professionals

Please enter a valid zip code.

Retrieve a quote

A smiling retail professional purchasing retail professional insurance
Please enter a valid zip code.

Retrieve a quote

Speak with a licensed insurance agent: 1-866-283-7545

Call a licensed agent

Monday – Friday, 7am – 10pm ET M–F, 7a –10p ET

Who needs retailers insurance?

Retailers who buy goods from a manufacturer, distributor or wholesaler and then sell them to customers at a marked up price, either online, via mail or through physical store locations, should have general liability insurance. Problems can arise if a customer gets injured or their property is damaged at your location. Obtaining insurance for retailers is a great way to protect yourself while continuing to provide a positive shopping experience to your customers.

We also insure:

  • Clothing and Apparel Stores
  • Electronic Stores
  • Jewelers
  • Florists
  • Food Trucks

Policies available for retailers

For the majority of retailers, general liability insurance will serve as the best form of protection against certain types of claims.

Why do retailers choose Hiscox?

At Hiscox, we understand just how much work goes into being a successful retailer. If you’ve opened up your own store, we can help you grow your business by reducing risk with our insurance policies, allowing you to focus on what really matters: providing a top-notch experience to your customers.

Here are six reasons why retailers choose Hiscox above other providers for small business insurance:

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
  • Tailored insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
  • Coverage for contracts: Our retailers insurance coverage satisfies most standard contract insurance requirements.
  • Worldwide coverage: A business insured through Hiscox is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service.

Ready to learn more about how Hiscox insurance can help mitigate risk with small business coverage? Get a fast, free quote online or by calling us at 1-866-283-7545 and speaking with a Hiscox licensed agent, Monday – Friday, 7am – 10pm ET.

Hiscox Customer Reviews

Hiscox rated 4.7/5
Rated 4.7/5

Allen, Daytona Beach, FL 

Great and really helpful 


John, Sacramento, CA 

“First time customer, prices seemed fair, customer service very helpful” Very good, first time I’ve purchased one, so I don’t have anything to compare it with, but everything went smoothly. 


Diana, Houston, TX 

“Wonderful experience. God rates!” 

Great! Very responsive! Great customer service. 


Thomas, Oregon 

The website was easy to use. I liked the ease of viewing pricing information for the various products. 


John, Ponte Vedra Beach, FL 

“Superb online option for an online world!” 

Loved it. Simple. Easy. Clear. And fast. What more can you ask for? Seriously, it was much easier and far faster than I expected and it helped me meet the requirements of a client's Master Service Agreement in record time.

See More Reviews

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.