Insurance for interpreters and translators
Why do interpreters and translators need insurance?
Interpreters and translators face a number of risks, ranging from negligence to property damage and bodily injury. Here's an example.
You're multilingual and working with people from different countries who don't get along. You translate what you've heard correctly, but one of the parties is hostile and denies what you know they said. They blame you and sue for further breaking down discussions.
In another example, you're translating a speech and do the currency calculations incorrectly. The extra zero that you left off mistakenly leads to financial losses. The entities involved sue you for damages. Hiscox helps you protect your business from the risks you can't see coming.
Whether you're bilingual, multilingual, or translating sign language, you're vulnerable to errors. We offer a wide range of insurance products to support and protect you.
Related professions we also insure
Insurance policies available for interpreters/translators
Professional liability insurance is also called an errors and omissions or E&O policy. It provides coverage against lawsuits charging negligence or personal injury, such as slander or libel. You can be sued for almost anything, and professional liability coverage protects you even if you haven’t made a mistake.
One example is if you incorrectly translate a document for a client and they have to redo the work – needing the document retranslated and reprinted. If the client sues you for the cost of the extra work, your liability insurance can cover the costs.
General liability is sometimes called commercial general liability (CGL). It protects your business from financial disruptions stemming from someone else’s claims of bodily injury or property damage.
As an example, if a client comes to your office and slips and falls, breaking a bone, your general liability policy could protect you. It could cover the client’s medical costs and lost wages. Or, if you accidentally damage a client’s property, your CGL policy could pay for repair or replacement.
Hiscox offers business insurance for the courageous. Our custom insurance plans can protect you from the cost of lawsuits, accidents, and negligence. Learn more about general liability insurance costs.
A business owners policy (BOP) provides your business with both general liability and business property coverage. For example, if your office is damaged during a break-in and client files are stolen, your insurance is available to cover the cost of damages and repairs.
Your BOP helps you confidently take the right risks. And, when you're ready to expand your brand, ask one of our agents about add-ons and riders. We make it easy for you to customize your insurance policy.
Cyber coverage provides protection from online hacking incidents and malicious data breaches. Here's an example. A hacker retrieves a client's passwords from your computer. Your coverage protects you from lawsuits, legal fees, and damages.
Why do interpreters/translators choose Hiscox?
As an interpreter or translator, you're responsible for everything you say (literally). Having insurance is a safeguard against the risks you can’t see coming. With quality coverage, you can confidently make sound business decisions stress-free.
- Claims responsiveness: Our knowledgeable team is ready to assist with your covered claims.
- Commitment to service: Our friendly and knowledgeable agents have a 4.8/5 rating.
- Coverage for contracts: Our insurance coverage satisfies most standard contract insurance requirements.
- Flexible plans: Set up convenient monthly payments. There are no hidden fees and it's easier to manage your cash flow.
- Global assistance: Work globally with Hiscox. When filing claims, file them in the U.S., a U.S. Territory, or Canada.
- Custom insurance: We can create a custom insurance policy specific to your needs.
No one can tell what pitfalls are up ahead. But, here at Hiscox, we'll help you get back up again. Get a fast and free quote today. Call us at 1-866-283-7545. Our team of licensed agents is available Monday – Friday, 7am – 10pm ET.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.