Insurance for interior designers

Interior decorator
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Who needs interior designers' insurance?

Interior designers, who assist clients in making their indoor spaces more safe, functional and aesthetically pleasing, should have professional and general liability insurance. In an industry in which advice can be based on personal taste, it is not uncommon for clients to disagree with certain approaches or methodologies, no matter how strongly you feel about your vision for a room or property. Obtaining insurance for interior designers is a great way to protect yourself while continuing to provide dynamic and unique consultation to your clients.

Other home improvement professions we insure

Insurance Policies available for interior designers

For most interior designers, there are three main types of insurance policies that are worth considering—each of which can provide its own unique aspects of protection to help you run your design business with confidence.

Why do interior designers choose Hiscox?

At Hiscox, we understand just how much work goes into being an interior designer. Whether you've opened your own business or are consulting in a different capacity, we can help you grow your career by reducing risk with our small business insurance policies, allowing you to focus on what really matters: providing exceptional services to your clients.

Here are six reasons why interior decorators choose Hiscox above other providers for professional liability insurance and general liability insurance:

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
  • Tailored insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
  • Coverage for contracts: Our interior designer insurance coverage satisfies most standard contract insurance requirements.
  • Worldwide coverage: A business insured through Hiscox is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service.

Ready to learn more about how Hiscox insurance can help mitigate risk with interior designers’ insurance coverage? Get a fast, free quote online. If you have questions, call us at 1-866-283-7545 and speak with a licensed Hiscox insurance agent, Monday – Friday, 7am – 10pm ET.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.