Commercial Crime Insurance
Why do I need commercial crime insurance?
As a small business owner and employer, you want to be able to trust your employees. Unfortunately, sometimes you can’t. Employees steal from their employers, and even from customers of the business, at an alarming rate. However, you can protect yourself with commercial crime package. Commercial crime package protects you from the costs associated with employee dishonest, computer and funds transfer fraud, forgery or alteration, money and securities, and theft of a client’s property. It does not cover your actions or those of your partners, your liabilities due to crime-related losses, your accounting errors, or certain specific occupations.
What is covered?
- Employee dishonesty
- Computer and funds transfer fraud
- Forgery or alteration
- Money and securities
- Theft of client's property
What is not covered?
- Your actions or those of your partners
- Your liabilities due to crime related losses
- Your accounting errors
- Specific occupations
Crime package insurance upgrade does not cover:
We want you to feel confident you understand your commercial crime insurance. That is why we believe in being open about what we do and don’t cover. The following is a list of what we don’t cover:
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.