Small Business Owner's Insurance Quotes

Fast, affordable coverage from America’s
leading small business insurer.

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Speak with a licensed insurance agent: 1-866-283-7545

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Monday – Friday, 7am – 10pm ET M–F, 7a –10p ET

Business Owner's Insurance quote examples

We offer competitive small business insurance rates since we're the first U.S. insurer to offer business owners insurance direct and online in real time.

Below are two sample business owner's insurance quotes. 

Business Owners Policy Table

Saving money on your business owners policy

Hiscox offers competitive premiums as well as customized coverage. The following are additional ways you can reduce your insurance costs:

  • Deductibles – By choosing a higher deductible, you take on more of the risk. We reward this by offering you lower premiums.
  • Multiple product rate reduction – If you buy more than one product from Hiscox, we offer up to an additional 5% rate reduction.
  • Good risk management is rewarded – If you employ good risk management practices we'll reward you with lower rates.
  • Home-based businesses – If you run your business from home, we offer rate reductions of up to 10%.

Example professions we insure:

Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent,Monday – Friday, 7am – 10pm ET.

Quote online or call a licensed insurance agent


Hiscox Customer Reviews

Hiscox rated 4.7/5
Rated 4.7/5

5 Stars

Keith, Knightdale, NC

“What I wanted, with an easy effort.”

Easy and accurate


5 Stars

Dana D, Waldorf, MD

“Quick, Smooth, & Reasonable Rates”

Everything was quick, smooth and reasonable!


5 Stars

Robin, Venice, CA

“Excellent Experience”

I thought that my Insurance expert was very nice. And really walked me through getting the best policy. Was very one on one and personable. Not a robot.


4 Stars

Evan, Bozeman, MT

“Extraordinarily Affordable”

My policy was easy to get and much more affordable than other places I looked. However, I could not get the fine print until I purchased the policy.


5 Stars

Jon, Worcester, MA

“Great Services and Products”

No haggle, No hassle, and very expedient. You were very helpful and knowledgeable about the services that I needed. My policy was delivered immediately within the 24 hr period.


5 Stars

Richard, Laredo, TX

“Your people are helpful and knowledgeable about my field of work which helped to understand what we do , to get the best price I had checked with many others and was discouraged because the other companies did not understand ... what we do , so they would price me out where I could not afford it . Thank You”

See More Reviews

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.