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Why do I need electronic data loss insurance?
Your data is the life blood of your business. Our Electronic data loss protection insurance safeguards your business in the event you lose all your important business information.
What is covered?
- Lost or damaged electronic data
- Interruption of computer operations
- E-commerce coverage
What is not covered?
- Your liability due to data loss
- Your mistakes
- Employee actions
Electronic data loss insurance does cover:
You never know when you may lose all your important data, which is why you must be protected. Our standard business owners policy coverage includes up to $10,000 of coverage to replace or restore your electronic data that is lost as a result of an insured loss, e.g., a fire that destroys your computer system or a virus.
With this upgrade, we increase your electronic data loss limit to $25,000. This coverage is recommended to professional services businesses, as we understand that your data is the lifeblood of your business.
Data loss can severely impact a business. That’s why our standard business owners policy coverage includes up to $10,000 of coverage for the actual income your business loses and extra expenses incurred if you cannot operate your business due to the data loss. By purchasing this upgrade, we also increase this limit to $25,000.
This coverage doesn’t exist in our standard business owners policy. However, our electronic data loss protection insurance upgrade includes up to $25,000 in coverage for loss of electronic data used in e-commerce activities and the lost business income associated with that loss. This coverage is recommended for businesses that trade over the Internet and through other means of e-commerce.
Get a fast, free quote now and get that Hiscox confidence behind your business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday through Friday from 8am-10pm EST.
Electronic data loss insurance does not cover:
We want you to feel confident you understand your electronic data loss insurance. That is why we believe in being open about what we do and don’t cover. The following is a list of what we don’t cover:
The Hiscox electronic data loss liability upgrade package only covers your losses due to lost electronic data. It does not provide any coverage for a liability you may have to a third party due to such losses.
We won’t cover any losses due to a mistake in processing electronic data, or mistakes made in the design, implementation or support of your computer systems or networks, unless those mistakes result in a fire that subsequently destroys the data.
Hiscox won’t cover any losses to electronic data if those losses are a result of your employees’ actions, whether intentional or not.
Quote online or call a licensed insurance agent
Hiscox Customer Reviews
Kenneth, Englewood, FL
“Professional and informative”
Very easy to navigate the purchase
Edgar, Destin, FL
Simple and fast!!
Jaquelyn, Gilman, MN
“Easy to understand service and great pricing!”
It was simple and straight forward. That's all I need!
Overall, great. I compared policies with 3 other carriers and none came close to beating Hiscox rates.
Hong, Tampa, FL
“Fast and efficient”
Very good, fast and efficient. Clear and transparent. Good for business users.
Faraz, Houston, TX
“Love them and will refer them to friends & other businesses looking for insurance.”
Excellent. I did not have to wait days to get a quote.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.