Insurance 101
Understand the basics of business insurance with our comprehensive Insurance 101 guides.

Do you have the right small business insurance coverage? Answer these six questions to find out.
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How to become a cosmetologist
Industry Spotlight
 | Insurance 101
If you aspire to enter the cosmetology field, you will need a cosmetology license to legally practice these services. Here are the requirements you need to obtain a license so you can begin your career.
Get the details
If you aspire to enter the cosmetology field, you will need a cosmetology license to legally practice these services. Here are the requirements you need to obtain a license so you can begin your career.

New study: Despite the risks of running a small business, owners are confident and optimistic
Thought-leadership
 | Insurance 101
A new study says despite risks associated with running a business, owners are remaining confident. Learn why in the 2020 Hiscox Small Business Owner Risk Study™.
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Freelancers liability insurance: What you need to know
Industry Spotlight
 | Insurance 101
Protect your business with freelancers liability insurance. Learn why freelance insurance coverage is essential and how to find the right policy.
Learn more
Protect your business with freelancers liability insurance. Learn why freelance insurance coverage is essential and how to find the right policy.

Does Health Insurance Cover Work Related Injuries?
General Liability
 | Insurance 101
Health insurance covers injuries or illnesses that happen off the job, but most employers are required to have workers compensation insurance to cover their employers when an illness or injury happens at work.
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What is a Certificate of Liability Insurance (COI)?
Insurance 101
 | General Liability
Learn what a certificate of insurance (COI) is, why it’s essential for your small business, and how to obtain one easily to safeguard against risks today.
Get the details
Learn what a certificate of insurance (COI) is, why it’s essential for your small business, and how to obtain one easily to safeguard against risks today.

6 steps to becoming a successful CrossFit gym owner
Start up
 | Insurance 101
If you have a love of fitness or are interested in CrossFit, discover what's needed and required to open your own CrossFit gym - including affiliation requirements and fees.
Read MoreWe provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.
