Disasters can sometimes hit your small business. Here are some things to remember the next time you’re caught filing an insurance claim, to ensure your business receives all the coverage it needs.
If a person or an entity is not included automatically in an insurance policy, the policyholder can add the individual or organization if necessary. Additional insured status protects another party that has a working relationship with the policyholder or performs services on the policyholder's behalf.
A combines general liability insurance coverage with some property coverage. Take some time to assess your company's specific fire risks. As you evaluate them, consider these potential fire hazards that may be a risk to your business.
Liability insurance exists to protect you and your business in the event that someone decides to sue your company. Instead of having to pay for damages from your own funds, liability insurance covers the costs of damages you're responsible for causing.
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