Insurance 101
Understand the basics of business insurance with our comprehensive Insurance 101 guides.

Do you have the right small business insurance coverage? Answer these six questions to find out.
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What happens if I’m sued for professional negligence?
Professional Liability
 | Insurance 101
Learn about professional liability insurance and how it protects you from professional negligence lawsuits. Secure your business today.
Sued? Now what?
Learn about professional liability insurance and how it protects you from professional negligence lawsuits. Secure your business today.

What is Primary Insurance?
Insurance 101
 | General Liability
A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.
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I’m a contractor. Do I need Professional Liability (E&O) insurance?
Insurance 101
 | Professional Liability
Contractors can now enjoy the peace of mind that comes with our award-winning professional liability coverage. In addition to protection from claims of negligence, faulty workmanship, and more, this coverage is often regarded when clients are looking to award contracts.
Learn about coverage
Contractors can now enjoy the peace of mind that comes with our award-winning professional liability coverage. In addition to protection from claims of negligence, faulty workmanship, and more, this coverage is often regarded when clients are looking to award contracts.

Celebrate National Insurance Awareness Day with our special Spotify playlist
Insurance 101
 | Small business inspiration
Celebrate National Insurance Awareness Day with this unique collection of songs. As you listen, review your insurance coverage to make sure you're adequately protected.
Play our premium picks
E&O Insurance for Real Estate Agents and Agencies
Insurance 101
 | Professional Liability
E&O insurance provides essential protection for real estate agents and agencies. Learn what it covers and why it's crucial for your business.
Your E&O guide awaits
Professional liability insurance for consulting firms
Professional Liability
 | Insurance 101
Consulting firms can protect themselves from costly lawsuits with professional liability insurance. Find out how to get coverage for your small business.
Read MoreWe provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.
