Insurance 101

Understand the basics of business insurance with our comprehensive Insurance 101 guides.

Featured
Choosing the right business insurance for your small business
How to choose the best insurance for my small business

Do you have the right small business insurance coverage? Answer these six questions to find out.

Read More

Explore Further

6 Min Read
two arms extended in a handshake over a desk with some papers and a red book on it.

What happens if I’m sued for professional negligence?

Learn about professional liability insurance and how it protects you from professional negligence lawsuits. Secure your business today.

Sued? Now what?

3 Min Read
Man at working wondering about Primary insurance

What is Primary Insurance?

A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.

Learn more

 
Contractors reviewing job plans with confidence knowing they're protected with PL and GL coverage

I’m a contractor. Do I need Professional Liability (E&O) insurance?

Contractors can now enjoy the peace of mind that comes with our award-winning professional liability coverage. In addition to protection from claims of negligence, faulty workmanship, and more, this coverage is often regarded when clients are looking to award contracts.

Learn about coverage

1 Min Read
animated business owner sitting with headphones celebrating Insurance Awareness Day with playlist on laptop

Celebrate National Insurance Awareness Day with our special Spotify playlist

Celebrate National Insurance Awareness Day with this unique collection of songs. As you listen, review your insurance coverage to make sure you're adequately protected.

Play our premium picks

6 Min Read
Female black real estate agent showing property to a man and woman

E&O Insurance for Real Estate Agents and Agencies

E&O insurance provides essential protection for real estate agents and agencies. Learn what it covers and why it's crucial for your business.

Your E&O guide awaits

7 Min Read
Smiling business consultants discussing liability coverage over laptop in office

Professional liability insurance for consulting firms

Consulting firms can protect themselves from costly lawsuits with professional liability insurance. Find out how to get coverage for your small business.

Read More


We’re here to help.
We provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.