Security services

Tailored industry coverage

 

Why purchase tailored coverage?

Our Staffing services tailored form covers a wide range of coverage from the vast exposures they face daily.

Appetite

Industry specific form tailored for security services, including the use of firearms and guard dogs

Capacity

$2M capacity on primary or excess basis

Coverage & Benefits
  • Available on claims made or occurrence basis
  • Contingent Bodily Injury and Property Damage coverage included up to the full limit
  • Personal and Advertising Injury as well as Third Party Discrimination included up to the full limit
  • Blanket Additional Insured coverage included
  • Blanket Waiver of Subrogation for Additional Insureds included
  • Crisis Management sublimit included
  • 50/50 cooperation clause included
  • Coverage included for subsidiaries, joint ventures, and independent contractors
  • Duty to defend policy

Related products

Package Security services coverage with the following products: General Liability, Cyber, Crime, and Technology.

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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Professional Liability

The owner of an office building hired a security company to provide guard services. There was a rash of burglaries in the building during the contract period. The tenants file a lawsuit for damage to their property and the building owner sues for loss of income, as tenants are not renewing their leases due to poor security.

Professional Liability

The owner of an office building hired a security company to provide guard services. There was a rash of burglaries in the building during the contract period. The tenants file a lawsuit for damage to their property and the building owner sues for loss of income, as tenants are not renewing their leases due to poor security.

General Liability

A retail security guard detains a shopper he suspects of shoplifting in order to wait for police to arrive. The police determine the person did not steal any merchandise. The shopper sues the security firm for personal injury, including false arrest, mental anguish and bodily injury from being restrained.

General Liability

A retail security guard detains a shopper he suspects of shoplifting in order to wait for police to arrive. The police determine the person did not steal any merchandise. The shopper sues the security firm for personal injury, including false arrest, mental anguish and bodily injury from being restrained.

Cyber

Sensitive information, including social security numbers, was compromised when a security firm’s computer system was hacked. The company was required to notify all of the affected employees and provide credit monitoring services.

Cyber

Sensitive information, including social security numbers, was compromised when a security firm’s computer system was hacked. The company was required to notify all of the affected employees and provide credit monitoring services.

Crime

A security guard is accused of stealing tools and equipment from a construction site he was hired to guard.

Crime

A security guard is accused of stealing tools and equipment from a construction site he was hired to guard.