Outpatient Mental Health Care

Tailored industry coverage

 

Why purchase tailored coverage?

Broad coverage tailored to meet the needs of outpatient mental and behavioral healthcare practices with our Hiscox PRO suite of products.

Related products

Package Home Healthcare with the following products: General Liability, Cyber, Crime, and Technology.

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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Remote therapy

An adult patient requests remote therapy following her divorce, but after weeks of sessions she discontinues services. She feels that she has gotten bad advice which worsened her situation and sues the therapist for emotional distress.

Remote therapy

An adult patient requests remote therapy following her divorce, but after weeks of sessions she discontinues services. She feels that she has gotten bad advice which worsened her situation and sues the therapist for emotional distress.

Sexual misconduct

Behavioral therapy services are performed for a minor having difficulty in school. After one session, the young client tells their mom that they think something inappropriate happened while she was out of the room. The mother contacts the clinic and accuses the therapist of sexual misconduct and the clinic of negligence in screening this individual.

Sexual misconduct

Behavioral therapy services are performed for a minor having difficulty in school. After one session, the young client tells their mom that they think something inappropriate happened while she was out of the room. The mother contacts the clinic and accuses the therapist of sexual misconduct and the clinic of negligence in screening this individual.

Regulatory

An outpatient mental health clinic is accused of a billing violation which alleges they have billed a private insurance company for unnecessary sessions for a number of patients. They are able to claim costs associated with an investigation and appeal of this inquiry under our policy.

Regulatory

An outpatient mental health clinic is accused of a billing violation which alleges they have billed a private insurance company for unnecessary sessions for a number of patients. They are able to claim costs associated with an investigation and appeal of this inquiry under our policy.

Patient suicide

During intensive outpatient treatment a young adult patient commits suicide in his parent’s home. The family blames the therapist for failure to recognize the warning signs that their son was suicidal, and for failure to prevent his death, and brings a lawsuit.

Patient suicide

During intensive outpatient treatment a young adult patient commits suicide in his parent’s home. The family blames the therapist for failure to recognize the warning signs that their son was suicidal, and for failure to prevent his death, and brings a lawsuit.