Outpatient Mental Health Care

Applies to all mental health professionals and classes of patients

• outpatient mental healthcare
• behavioral therapy
• substance abuse counseling
• medication management
• Partial Hospitalization or Intensive Outpatient programs
• remote therapy (teletherapy)

• Waiver of retention available for outpatient mental healthcare practices following exemplary risk management standards
• Billing and regulatory errors sublimit
• Sexual abuse and misconduct sublimit
• HIPAA liability sublimit
• Reported incident trigger of coverage
• Affirmative coverage for remote therapy services
• Duty to defend

Included as insureds

• Medical directors
• Non-physician employees, independent contractors, students, volunteers (including mid-level providers)
• Employed or contracted physicians by endorsement, by request

Additional Coverage

• Can also include General Liability, Technology E&O, Crime and Privacy with this class

Outpatient mental health clinics

Products and services segmentation (2015)

Total $17.2BN

• 33.5% Substance abuse clinics (methadone)
• 29.5% mental health clinics
• 19.5% Mental health community centers
• 17.5% Substance abuse clinics (drug-free)

Snapshot

• Rev: 17.2bn
• Annual growth 10-15: 3.4%
• Annual growth 15-20: 2.4%
• Businesses: 10,416

Mental health therapists

Snapshot

• Rev: $15.4 bn
• Annual growth 10-15: 4.6%
• Annual growth 15-20: 3.7%
• Businesses: 141,094

Products and services segmentation (2015)

• 46.8% Child, family and school social workers
• 27.4% Clinical psychology
• 18.8% Mental health social work
• 5% marriage and family therapy
• 1.8% All other psychology
• .2% industrial organizational psychology