Anti-aging
Tailored industry coverage
Why purchase tailored coverage?
Our industry specific coverage is designed to suit all anti-aging businesses from lower risk day spa services through aesthetic surgical procedures. This class of business is constantly changing through fast paced technology growth and we are prepared to grow along with our insureds – insuring new and emerging treatments as they are developed.
Actively targeting
- All aesthetic injections
- Class IV Laser skin treatment/hair removal
- Colon hydrotherapy
- Cosmetology
- Hormone therapy for anti-aging
- Intense Pulsed Light treatments
- Invasive and non-invasive cellulite reduction
- Laser tattoo removal
- Low level laser treatments
- Permanent make-up
- Plastic surgery
- Radio frequency treatments
Also considered
We thoroughly consider new and emerging treatments as they come to the market when performed by skilled professionals
$10M capacity on primary or excess basis
- Waiver of retention available for anti-aging facilities following exemplary risk management standards
- Billing and regulatory errors sublimit
- Sexual abuse and misconduct sublimit
- Reported incident trigger of coverage
- Coverage for all professional services referenced in the application
- Duty to defend
- Included as insureds
- Medical directors
- Employees, independent contractors, students,
- volunteers (including mid-level nursing staff)
- Employed or contracted physicians (nonsurgeons) on a blanket basis
Additional Coverage Can also include General Liability, Technology E&O, Crime, Privacy and Business personal property with this class
- Waiver of retention available for compounding and retail pharmacies following exemplary risk management standards
- Duty to defend
- Claim mad and reported coverage with an incident trigger
- 50/50 hammer clause available by default
- Defense costs in addition to the limit available for additional premium
- Loss only retention option
- Bilateral extended reporting period 12/24/26 months for 75% / 150% / 225%
Related products
Package Anti-aging coverage with the following products: General Liability, Cyber, Crime, and Technology.
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