Skip to main content
  • Claims Center
  • Contact Us
  • Español
  • Brokers & Agents
Hiscox Insurance
Menu Toggle
  • Home
  • Small Business Insurance Toggle Menu Toggle Menu
  • Why Hiscox Toggle Menu Toggle Menu
  • Resources Toggle Menu Toggle Menu
  • Policy Management Toggle Menu Toggle Menu
  • Claims Center
  • Contact Us
  • Español
  • Brokers & Agents
  • About
  • Get a Quote Get a Quote
  • About
  • Get a Quote Get a Quote
  • Blog Home
    Start Your Business
    Grow Your Business
    Protect Your Business
    Celebrate Courage
    Search

    Twenty-Four Seven

    Sign up to get the latest small business news delivered right to your inbox.
    Protect Your Business
    May 28, 2015
    drone-uav-drone-shutterstock

    What is Drone Insurance?

    Industry Spotlight | Insurance 101
    By: Hiscox Blog

    Share Image

    Embed Image

    Copy

    Share Article:

    What do the U.S. Army, Amazon, and your local photographers all have in common? They’re all experimenting with drones in innovative ways to do their jobs. As if the hubbub over drones and their place in modern commerce wasn’t already at a fever pitch, we also need to consider the insurance ramifications of these drones – specifically when it comes to property damage and bodily injury.

    The use of flying robotics in the form of drones (or small unmanned aircraft systems (UAS)) is happening, and its commercial growth is predicted to increase rapidly and significantly. And while we can all picture little four- and five-rotor drones delivering packages and collecting photos, we can’t forget to picture that unfortunate time when one runs out of power and crashes to earth, damaging property along the way.

    Since the Federal Aviation Administration (FAA) hasn’t yet approved drones for commercial use or released regulations on exactly how and when businesses can use drones, it’s still too early to know exactly how using drones will impact your small business insurance coverage. Developments suggest that commercial drone insurance coverage requirements will depend on what the aircraft is meant to do.

    If you’re thinking of using a drone in your small business you need to contact your insurer about five types of coverage: liability insurance, personal injury, invasion of privacy, property damage, and Workers’ Compensation. Since this is an emerging technology, it's important to talk to your insurer to see if what you're using is covered.


    Protect Your Business

    Protect the business you’ve worked so hard to build. Get a fast, free quote and your business could be covered today.

    Get a Quote
    Get a Quote
    Subscribe to our newsletter

    Related Articles

    5 Min Read
    Small business owners in capes, protecting what they've built from impacts of recession

    Ideas on how to make your business recession-proof

    Management | Entrepreneur

    Here’s what you need to know about the recession and some things you can do to reduce its impact on your small business.

    Read More

    4 Min Read
    sole proprietor learning what insurance policies are best for her business.

    Useful information on the best insurance for sole proprietors

    Insurance 101 | Entrepreneur

    As a sole proprietor, were you aware that you should have business insurance? Get the details on what type of policies are best for your small business needs.

    Read More

    3 Min Read
    Man sits on couch with telehealth professional on laptop

    Telehealth: Risks and rewards for your healthcare business – and what comes next

    Management | Cyber

    Many health and wellness providers are offering their services virtually. Here’s what you need to know about the risks, rewards, and future of telehealth. 

    Read More


    We’re here to help.
    We provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.
    Get a Quote
    Get a Quote

    Footer menu 1

    • What We Cover
      • Business Insurance
      • General Liability Insurance
      • Professional Liability Insurance
      • Errors and Omissions
      • Cyber Security Insurance
      • Workers Compensation
      • Other Coverage
    • Who We Cover
      • Small Business Owners
      • LLC
      • Sole Proprietors
      • Entrepreneurs
      • Side Hustle
      • Contractors
      • Home Businesses
    • For Our Customers
      • Refer a Friend Program
      • Covid-19 Response
      • Claims Center
    • For Business Owners
      • Save with our Partners
    • About Hiscox
      • About Us
      • Careers
      • Contact Us
      • Hiscox Corporate
      • Investors
      • Foundation
      • Newsroom
      • We Stand Together
      • Affiliate Partner Program

    Footer menu 2

    • Accessibility
    • Site Map
    • Privacy Policy
    • Terms of Use
    • Legal Notices
    • Español

    Feefo Reviews: Hiscox rated 4.7/5 with 1,067 reviews between January 1, 2022 - January 1, 2023

    * Any cost, premium, or coverage stated before an official customer quote are estimates and an approximation and are not guaranteed. Actual cost, premium, and coverage are subject to the unique considerations of each individual risk. Customer quotes are based on the information provided to Hiscox, and are subject to required underwriting and rating factors. Until an official customer quote is provided, all communication on this website or advertisement is provided as an example for informational purposes only, and is neither an offer nor a guarantee of available premium or coverage. Any coverage afforded by the products described are subject to and governed by the terms and conditions of each policy issued. This information may not be used to modify any policy that might be issued. Any information provided to assist in understanding the coverage we offer does not modify any insurance policy, nor does it imply that any claim is covered.

    © 2023 Hiscox Inc. All rights reserved. Underwritten by Hiscox Insurance Company Inc., 30 N. LaSalle St., Suite 1760, Chicago, IL 60602. As of December 31, 2021, HICI had admitted assets of $1,250,758,353 and policyholders surplus of $332,792,666. Total liabilities were $917,965,687 (inclusive of $433,752,764 of loss reserves) and paid-up capital stock was $4,242,000.

    icon-facebook
    icon-youtube
    icon-twitter
    icon-linkedin