Skip to main content
  • Claims Center
  • Contact Us
  • Español
  • Brokers & Agents
Hiscox Insurance
Menu Toggle
  • Home
  • Small Business Insurance Toggle Menu Toggle Menu
  • Why Hiscox Toggle Menu Toggle Menu
  • Resources Toggle Menu Toggle Menu
  • Policy Management Toggle Menu Toggle Menu
  • Claims Center
  • Contact Us
  • Español
  • Brokers & Agents
  • About
  • Get a Quote Get a Quote
  • About
  • Get a Quote Get a Quote
  • Blog Home
    Start Your Business
    Grow Your Business
    Protect Your Business
    Celebrate Courage
    Search

    Twenty-Four Seven

    Sign up to get the latest small business news delivered right to your inbox.
    Close Close
    Protect Your Business
    August 28, 2013
    Education professionals discussing the need for professional liability insurance

    Professional Liability Insurance for Education Professionals

    Industry Spotlight | Professional Liability
    By: Hiscox Blog

    Share Image

    Embed Image

    Copy

    Share Article:

    When you think of insurance for professional service businesses, the world of education may not spring to mind.  But in today’s litigious world, education professionals and consultants need the protection of professional liability insurance, or, for education professionals, educators’ professional liability insurance. Educational professionals help design and develop curriculums, advise on teacher compensation, provide HR services and develop individual education plans (IEPs).  In short, they provide advice and need to be protected in case that advice is contested.  Professional liability insurance is there to make sure they have expert representation and a financial safety net if they become involved in a work-related lawsuit.

    Why do I need educators’ professional liability insurance?

    Also known as errors and omissions insurance, or E&O coverage, educators’ professional liability insurance provides coverage independent education contractors and consultants should consider.  It’s similar to the coverage that therapists, engineers and other professional services providers secure in order to protect themselves from the risk of serious legal consequences caused by professional mistakes.  Since these mistakes – whether real or unfounded – are as much of a possibility in education as these other fields, E&O insurance makes sense for education consultants.

    When might an education consultant or teacher need to call upon their E&O coverage?  Here’s an appropriate example: In your role as an education consultant for a school system you design a curriculum to improve math standardized test scores.  After implementation, test scores do not improve as expected, and the school system decides to hold you accountable and sues.  Your educators’ professional liability insurance should provide coverage for legal costs and any settlement amount or damages awarded, up to your policy limits.

    Get a quote for E&O insurance today

    Other professionals don’t dare practice without liability (or malpractice) insurance.  As an education professional, neither should you. Get an insurance quote online for educators' professional liability insurance or contact one of our advisors directly for any questions you might have.

    Are you an education consult? Tell us – What challenges have you faced that you needed coverage for?


    Protect Your Business

    Protect the business you’ve worked so hard to build. Get a fast, free quote and your business could be covered today.

    Get a Quote
    Get a Quote
    Subscribe to our newsletter

    Related Articles

    4 Min Read
    the impact the war in Ukraine has on small businesses

    The war in Ukraine – is there a risk to your business?

    Cyber | Management

    The war in Ukraine could pose a cyber risk to your small business that you haven’t considered. Read how you could be affected. 

    Read More

     
    Learn more about cloud storage and get tips on choosing the right provider

    Best cloud storage for small businesses

    Technology | Tools & Templates

    Most everything is up in the cloud these days, and moving your business data to the cloud is a logical and practical move. Learn more about cloud storage and get tips on choosing the right provider.

    Read More

    4 Min Read
    supporting mental health in the workplace

    5 tips to support mental health as people return to the workplace

    Small business inspiration | Management

    You’ve taken your time in finding the best staff for your small business, now invest in their holistic well-being. Learn how to support mental health in your workplace.

    Read More


    We’re here to help.
    We provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.
    Get a Quote
    Get a Quote

    Footer menu 1

    • What We Cover
      • Business Insurance
      • General Liability Insurance
      • Professional Liability Insurance
      • Errors and Omissions
      • Cyber Security Insurance
      • Workers Compensation
      • Other Coverage
    • Who We Cover
      • Small Business Owners
      • LLC
      • Sole Proprietors
      • Entrepreneurs
      • Side Hustle
      • Contractors
      • Home Businesses
    • For Our Customers
      • Refer a Friend Program
      • Covid-19 Response
      • Claims Center
    • For Business Owners
      • Save with our Partners
    • About Hiscox
      • About Us
      • Careers
      • Contact Us
      • Hiscox Corporate
      • Investors
      • Foundation
      • Newsroom
      • We Stand Together
      • Affiliate Partner Program

    Footer menu 2

    • Accessibility
    • Site Map
    • Privacy Policy
    • Terms of Use
    • Legal Notices
    • Español

    Feefo Reviews: Hiscox rated 4.8/5 with 2,032 reviews between January 31, 2020 - January 21, 2021

    © 2022 Hiscox Inc. All rights reserved. Underwritten by Hiscox Insurance Company Inc., 104 South Michigan Avenue, Suite 600, Chicago, IL 60603. As of December 31, 2021, HICI had admitted assets of $1,250,758,353 and policyholders surplus of $332,792,666. Total liabilities were $917,965,687 (inclusive of $433,752,764 of loss reserves) and paid-up capital stock was $4,242,000.

    icon-facebook
    icon-youtube
    icon-twitter
    icon-linkedin