3 Reasons you need massage therapy insurance
Starting your own massage therapy business is hard enough without factoring in the potential legal obstacles that could be thrown your way. Because massage therapists perform physical techniques on their clients, there is always a chance that accidental injuries or other incidents may occur.
That’s why massage therapist insurance is necessary to help prevent any potential lawsuits that could derail your small business.
Here are some ways insurance can help if you've started, or are planning to start, a massage therapy business.
Clients can injure themselves in an infinite number of ways, and some of these injuries could occur in your place of business. If a client trips over a step in your workspace, your business could be liable for their medical costs. General liability insurance can help protect your business from these claims.
Potential injuries caused by your services
Sometimes injuries can occur, or be exacerbated, as a result of your services, even when you are careful with your clients. You may perform a session on a client looking to ease some discomfort in a specific area of the body and unknowingly make their xinjury worse. Professional liability insurance can protect your business from injury claims and may save your business from the financial and reputational pitfalls that come from a liability lawsuit.
Possible sexual harassment or misconduct
Professional liability insurance can sometimes be the only thing protecting your business from lawsuits filed against you or one of your employees for sexual misconduct. Even if your business is not at fault, having that extra protection can help keep your business afloat if legal action is taken.
Massage therapy can be a risky industry due to the amount of physical contact required in everyday business activities. Having massage insurance can help ensure your small business is protected from a range of claims or lawsuits, so that you can continue to grow your business.