Insurance for home health care aides

What is home health care aide insurance?

Insurance for home health care providers is specialized coverage that protects professionals offering medical and care services in patients' homes. These policies are tailored to address the unique risks posed by home health care businesses, where services are delivered in environments that differ significantly from controlled clinical settings.

Who needs home health care aide insurance?

Occupational therapists, personal care aides, and other medical professions who treat patients and provide services at a patient’s home need professional and general liability insurance. Several issues can occur when working in a patient’s home that would warrant liability insurance. Protect yourself while helping patients.

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What does home health care aide insurance cover?

For most home health care professionals, there are two main types of insurance policies worth considering, general liability and professional liability. Each of these provides unique aspects of protection to assist you in running your business smoothly.

How much does home health care aide insurance cost*?

The cost for insurance for home health care providers is highly variable and depends on factors such as your services, business size, revenue, and specific coverage options.

General liability insurance for home health care aides starts at $30 per month, and professional liability insurance starts at $33 per month. To find out how much insurance will cost for your home health care business, get a quote.

*Costs shown are illustrative. Your premium may vary based on your business profile.

Why do home health care professionals choose Hiscox?

At Hiscox, we understand just how much work goes into being a home health care professional, and we can help protect your business with insurance that’s customized to the unique needs of your business.

Here are five reasons why home health care professionals choose Hiscox above other providers for liability insurance:

• Flexible payment options: We understand that managing your cash flow can be a challenge, so we offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
• Customized insurance: We specialize in hundreds of different industries, allowing us to offer small business owners like you insurance that is customized to the unique risks in your field.
• Claims responsiveness: When a covered claim is reported, Hiscox will immediately assign a dedicated claims representative to assist you.
• Meet contractual needs: Our liability insurance policies, including those for home health care professionals, satisfy most standard contract insurance requirements.
• Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.