In 2014, Daphne Valcin started her business as a life and business coach, even after being warned by those already in the community. In Daphne’s first month, she made $72 but continued her work and is now a successful entrepreneur. Daphne and Sanjay discuss continuing entrepreneurship throughout motherhood, pursuing a different path than initially planned, and following your dreams even after being discouraged by the community.
View transcript
Episode 1 – Daphne Valcin, life and business coach
[00:00:55] Sanjay Parekh: Today's guest is Daphne Valcin, the founder of Daphne Valcin Coaching. Daphne is a career and business coach and professional keynote speaker who has been featured on Forbes.com and Voyage magazine. She's been doing this work for more than a decade. Daphne, welcome to the show.
[00:01:14] Daphne Valcin: Thank you so much, it's great to be here.
[00:01:18] Sanjay Parekh: I'm excited to have you on because, man, talking to somebody else about startups and entrepreneurship, that's basically all I do all day long. So, this is like, compatriots here at this point but before we get into all that, can you give me just a couple of minutes about your background and what got you to where you are today?
[00:01:38] Daphne Valcin: Sure. I am a first-generation American born to two Haitian immigrants. I'm a mother of two, a five-year-old and seven-year-old and I was born and raised in Miami, Florida, but currently live outside of Atlanta, Georgia. And what got me to where I am today is, I've always been someone who loves to help individuals, but I've also been a big problem solver. I often joke with my husband about how I was in Future Problem Solvers in elementary school. I'm like, future problem solver? But the way that's translated is my background is in education and in public relations. I realized I had a passion in tapping into the power of people and their potential and the potential of their ideas. And so, eventually I found myself becoming a certified life coach. And along the way realized that I'm most passionate about executive coaching. So, career advancement, whether it's in career or business.
[00:02:36] Sanjay Parekh: Okay. Okay. Growing up, I got to ask, growing up in Miami must have been just incredible. How often were you at the beach?
[00:02:46] Daphne Valcin: So, in elementary school, I feel like we were at the beach maybe three or four times a year.
[00:02:53] Sanjay Parekh: That’s it?
[00:02:54] Daphne Valcin: I feel like that's it. Then middle school and high school, I think when people came to visit us from out of town, we went to the beach occasionally. So, we were hardly there. And once I got married, my husband, we got married in 2014, he is always wanting to be at the beach whenever we are visiting Miami.
[00:03:14] Sanjay Parekh: Is this one of those things like when you work in an ice cream store, you never want to have ice cream. So, when you live by the beach, you're like over the beach. Is that what it is?
[00:03:24] Daphne Valcin: Yes, it is, and I didn't even know until after I moved away from home, after college, that there's a beach 15 minutes from the house I was raised in. I had no idea.
[00:03:37] Sanjay Parekh: It was this hidden beach that you didn't know about. So, when you were growing up, was there anything that you did entrepreneurial? Did you do little side hustles? What's the first entrepreneurial thing that you remember that you did?
[00:03:53] Daphne Valcin: I did. And it wasn't until a few years into business that I realized that this was a kind of a big deal, but I was in high school. I was in the marching band. I was a flag captain. And our parents were very busy and there were a number of households where money was not always readily available. So, I started a Rice Krispies Treat business. I determined how many Rice Krispies Treats I needed, how much we would sell them for. I created accounts for all of the girls who were on the flag squad in auxiliary.
Everyone had an envelope. I called them every few weeks to update them on their account status. I created a fundraising script for everyone. I had us travel into like wealthier neighborhoods. This all by ourselves without any grownups. So, we traveled into certain neighborhoods. We knocked on doors. We had our fundraising scripts. I trained them on how to communicate that, how to communicate when people said no. We were outside of grocery stores on the street. And so, we were able to raise money, at least $400 each person who wanted to go to band camp. We raised money for uniforms, but I didn't even realize that this was like a huge thing that I was buying, distributing, keeping track of these accounts, calling them. I just created it all in my mind. But I didn't realize until a few years ago that was like an important part of my entrepreneurial journey.
[00:05:08] Sanjay Parekh: Yeah so, that's so interesting so I was an orchestra person growing up and we had to do the fundraisers too. But we had these candy bars that you had to sell. I think you did it right. Here's the downfall of candy bars. They are so tempting as a kid to eat. I can't tell you how much of the profits I ended up eating instead of selling, whereas Rice Krispie Treats, I don't know, the allure isn't as much because it's not chocolate, right? So, you probably had less, what they call nowadays in retail, shrinkage. Less shrinkage with Rice Krispie Treats than you did candy bars. So, I think you did it the right way.
[00:05:48] Daphne Valcin: Thank you so much.
[00:05:50] Sanjay Parekh: Was there anybody else in the family that was an entrepreneur growing up that you got to see do their thing?
[00:05:58] Daphne Valcin: No, but my mom, I learned. So, her grandmother used to sell items in Haiti, in the market and have my mother help her to sell and collect the cash. So, I realized that my mom had some entrepreneurial, had an entrepreneurial spirit as well, but I never saw her do the entrepreneurial thing.
[00:06:20] Sanjay Parekh: Oh, that's nice. That's interesting. Okay, so you're going through things and you said you've had this company now for as long as you've been married. Explain like, how did this whole thing happen? Like how did you decide to go into being a life coach versus doing, I don't know, Rice Krispie Treat sales for the rest of your life? What happened? How did this happen?
[00:06:48] Daphne Valcin: That's true. That could have been an opportunity there. But in 2013, I was actually hoping to get my MBA. My dream was to go to University of Virginia, Darwin School of Business. And I was applying to NYU, Columbia, so I wanted to try to get into a top MBA school. I took my GMAT three times. The last time I took it, got the score I wanted, that I thought was going to help to get me in. I was networking, I was doing all the right things, took a class for $700. And then I met my husband during the time, yay, during the time that I was studying for this MBA and realized that he was more of a person who likes to settle in. He was living in Lake Worth, Florida. I believe that he wanted to stay there for a long time, not the kind of person to just pick up and go and move somewhere else to do something way different. So, I thought maybe I wanted to kind of rethink my goals. It was also someone who I think may benefited from a lot of quality time, not like first year of marriage, me being in an MBA program. I decided that instead of doing that MBA, I was going to try to do something else that would grow well with me and possibly a family, possibly children in the future. So, I thought, what would that look like? And I realized that with life coaching, I had a number of people, three different people, who I respected in my life say that they thought I should be a life coach. I didn't know what it was, but when the first person said it, I'm like, that sounds nice, whatever that is. Thank you for the compliment. She called me a life coach. I'm like, okay, that's cool. And then a mentor who said, hey, I think, I really think you need this for being a life coach. And then a colleague who said, I'm doing a life coach certification. I think you should come with me to the training. You get to come for free. And I was like, no, thanks. I just didn't think I wanted to be an entrepreneur. But all things led to me realizing that my passion was tapping into the potential of people and their ideas and putting that together would be in life coaching.
And then I went on the journey of figuring out, what does it look like to launch a life coach business and what kind of coach would I be? So, that's where I started.
[00:09:02] Sanjay Parekh: Yeah. So, that's interesting that you made that switch in that journey. When you were applying for your MBA, what was your thought of what you were going to do after the MBA?
[00:09:15] Daphne Valcin: So, my dream was to work at Deloitte, and I had met someone. So, I’m very much like, I’m going to plan it and it's going to happen. That's how I guess I was especially before kids. Now, I'm more open, but before that I was like, I want to work for Deloitte. And then I was at a wedding a few months before I took my GMAT the last time, met someone who worked at Deloitte, and he was like, Daphne, when you are ready to work at Deloitte, you let me know. And I was like, yes, everything's falling into place. So, I was hoping to work at Deloitte and do something in human capital, in the Deloitte system somewhere as I found my way. After getting my MBA, that was my initial dream.
[00:09:57] Sanjay Parekh: Yeah. Yeah. Interesting. It wasn't even just like a specific job that you want to do. It was like this company, this job, done. That is super focused. And I don't think I hear that often on this podcast. Okay. You get derailed somewhat, now you've been doing this for quite some time. So, it was a good derailment, I take it. But when you were starting out, was there anything that made you nervous about going out and doing this on your own? And what was that?
[00:10:32] Daphne Valcin: Yes. So, what made me nervous is I am what the Kolbe Strengths Assessment labels as a fact finder. So, I like to research, I like best practices. I like to know what was done before and how it was done well and what I should do differently. So, I interviewed a whole bunch of people who were life coaches about their experience as well as some business consultants. And there were some people who said, don't be a life coach. You're not going to make any money. It's just not a good idea. I understand what you're trying to do, but don't do it.
There were others who said you are not going to get any clients, right? Life coaching, when you're getting trained, teaches you possibilities are endless. Anything you want, you can get it. But the personal fight, but in real life though, like coaches don't really get that many clients. So, it's just not wise to do. And then I had never run a business formally. At that point, I had been in the background in a number of different organizations, but not ran all the aspects of the business. So, hearing those things made me a little hesitant, but at the same time, I also saw some successful coaches and I'm a big believer in what one of my old coaches, Danielle Jervie Hartman, what she said, she said, success leaves tracks. And so, in knowing that some people have done this and have been successful, I tried to also study what are they doing that maybe I can also do to be successful.
[00:11:58] Sanjay Parekh: Yeah, that's interesting. In terms of those folks that were telling you, hey, don't do this because you can't really get clients, do you still see those people being life coaches or have they moved on?
[00:12:13] Daphne Valcin: That is a good question, so one was a business consultant, and I haven't talked to him since then. The other, I don't think, let me think about this. Oh, yes. I think I did talk to her last year. She is still a coach. I'm not sure how she is doing as a coach, but still a coach. And the thing with coaches is that you could do all kinds of different things. You can work for a company as an employee, right? You could have contracts that give you 20 or 30 clients where maybe you're being paid a regular wage that may not be as much as you would if you were a solo entrepreneur. So, I think the person is still a coach, but not sure how many clients.
[00:13:05] Sanjay Parekh: Yeah. Yeah. It's interesting. I wonder if some of that advice is because of their own kind of experience and maybe they just are not that good at selling themselves and having a hard time finding clients. Anyways, we'll move on from them, because we want to talk about you. And talk about starting this business. So, in the beginning, it's been how many years now that you've been doing this at this point?
[00:13:33] Daphne Valcin: Over nine years.
[00:13:34] Sanjay Parekh: Nine years. So, rough and rocky in the beginning, I imagine. What were the biggest challenges that you faced in those early days? Finding clients was obviously one of them. What did you do to find clients?
[00:13:50] Daphne Valcin: Good questions. I made $72 my first month in business. $72. That's it. I thought I was going to have a barrage of clients come my way as soon as I opened my door, but I had to make $72.
[00:14:07] Sanjay Parekh: Was that one client?
[00:14:09] Daphne Valcin: That one client that was one and that wasn't good. So, $72 and then it was like...
[00:14:07] Sanjay Parekh: Did they pay $72 again the next month or was it a one and done?
[00:14:09] Daphne Valcin: Yeah, it was 72, $72. I think at that point I had a two-month package. Yeah. So, that was that. And then what ended up happening was the week that I launched, I made one post on social media, no one booked any session from that, any discovery session, any consultation. Then I made another post later that week and I had over 20 people book consultations. And then I had over half say that they wanted to move forward. And I had only one actually move forward. And here's why. Here's why.
I didn't know how to sell myself. I didn't know how to market my services. I knew how to do a great consultation and blow it out of the water and allow people to feel empowered and feel like they were equipped to succeed. But I didn't know how to help them understand what was the next step for them to take for us to work together. And for me to follow through with the next step. So, sometimes people say yes. And I was like, okay, I'll send you the information. And I sent it to them two weeks after, which is way too late. And I'm not like I had a whole bunch of stuff to do. But I was scared. I think I was really scared and overwhelmed, and it took me a long time. And by that time people didn't respond. I probably didn't even ask them to respond. I was like, here's the information. So, sales issue with closing, how to close the sale on in a conversation and also a marketing issue. How do I message what specifically I do for the people I serve? One of my biggest issues.
[00:15:55] Sanjay Parekh: What do you think you were scared about in terms of sending that stuff? That you priced it wrong? You priced it high, you priced it low, you didn't know what you were doing? What was the issue?
[00:16:07] Daphne Valcin: Yeah, it was probably all of the above. Did I price it too low? Did I price it too high? Maybe even, is it bad that I’m sending this person prices for impacting their lives? Is that even appropriate? What would they think of me? Is this the right way to send packages? Are these the right packages? Like all of those questions were probably swirling in my mind.
[00:16:34] Sanjay Parekh: Did you think about, I don't want to see to seem too needy to send it right away? Was that one of the things? I see that a lot of times that people wait to send something because I want to make it look like I’m busy and so I don't want to send it right away like two minutes right after we get off the call.
[00:16:53] Daphne Valcin: Yeah, I don't know if that was me, but I do feel like I probably felt overwhelmed after. I don’t need to send this right now. I need to go clean something.
[00:17:05] Sanjay Parekh: Yeah, it's that scared of your own success type of thing or scared of what happens next because you've never done it before. And I think the thing that I talk about a lot of times on this podcast is, it's everybody's first time at some point. You see all these other people that are just doing great, getting things done, whatever. At some point they also were doing this for the first time and had no idea, just like the rest of us. You're not alone.
[00:17:34] Adam Walker: Support for this podcast comes from Hiscox, committed to helping small businesses protect their dreams since 1901. Quotes and information on customized insurance for specific risks are available Hiscox.com. Hiscox, business insurance experts.
[00:17:57] Sanjay Parekh: Okay. You've got this business, you launch it. You just got married. How are you managing the stress of this and only making $72 your first month? With all the other stuff, all of life's needs and desires and requirements of bills and married life and things like that. How are you managing all of that?
[00:18:21] Daphne Valcin: That is a great question. One of the things that I did was make a commitment to working, doing something. Also, my side job was tutoring. So, I tutored on the side while I was trying to grow my business. And I think part of that drive to do that and to bring in a certain amount of income from tutoring was my immigrant background. My dad, the way he was, when I was talking about volunteering in high school, I'm about to volunteer. My dad was like, why not get a job? Why not work? Why not work to make money? Volunteering? And I'm like, yeah, so then he always like emphasize, if you can work, you should be working.
So, as I was growing my business, I felt, even though my husband didn't put this on me, but a responsibility to somehow bring in a good amount of money to be able to pay my college loans, to pay gas, to pay health insurance. My husband does not think like that. He's like, don't worry, I should be able to support us and, but I felt like I needed to be contributing substantially to our household. So, I even took a 20-hour-a-week tutoring position about seven months into me starting my business. And I made a personal commitment to try not to have that position any longer after that June, which I didn't have to continue after that June. So, yeah, so I tried to manage it that way.
And then I also launching my business, wanted to just stop it and go back to work because I'm like, I have this education. I have some credentials. I need to just go to work. Maybe I was wrong in launching this business. I was only bringing in probably around $600 a month at that point, six months into having my business. My husband actually said, no, this is something you said you wanted to do. And how long do you think you need before you're bringing in the income that you want? I said maybe six months. And then he said, take that time and keep doing what you're doing. So, I continued my business, but I was ready to pivot back into just working full time. And that next month is when I got that 20-hour week tutoring position.
[00:20:29] Sanjay Parekh: Oh, wow. Okay. Wow. It was really thanks to your husband that you didn't pull the plug on that a little bit too early, huh?
[00:20:35] Daphne Valcin: Yes. Thanks to my husband.
[00:20:37] Sanjay Parekh: Huh. Interesting. I mean, it's important to have a support structure around you as an entrepreneur because it is a lonely job a lot of times and it's hard doing this job.
Let's talk about personal demands of other things. Like how do you think about setting boundaries and dealing with setting aside time? You've got two kids that are young. You've got friends and family. Work can bleed into basically everything. You could give this job as much time as you have and are willing to give to it. So, how do you make sure you've got those boundaries in between all of those things that are necessary to keep you sane, and work?
[00:21:24] Daphne Valcin: Great question. One of my coaches said when I have my first child, do work and spend time with my child, not at the same time. So, that was such a good advice. She was a mom of a grown child. And after I had a baby, I understood what she said. I even tried initially to listen to a podcast on headphones with my little baby. And as soon as she could, she removed my headphones from my ear. It did not work out. The way that I learned to do it, when I first had my baby, my first baby, I went from working about 60 hours a week on my business to working 12 hours. I did not know anything about babies. I didn't have any babies around me growing up. I didn't babysit anybody's babies. So, I had no idea that it took so much time and energy. So, I went to 12 hours. And then I scaled up to 25 hours. I stayed at 25 hours for think about a year or two in my business. So, what I had to learn how to do was how do I take what I did in 60 hours and put it in 25 hours? What that looked like was, what are all the extra things that I did not need to be doing?
So, one year my phrase for the year was ‘nice but not necessary.’ What is nice for business but not necessary because I don't need to be doing it because I don't have time. So, I had to reduce what was not as necessary for me to do to be able to spend time with my children when they were babies. They gave me no choice like it was like I gave them attention, or it was going to be a problem. And then as they got older it's I give you attention or I see my children may be pushing back, may be more stressed, may be not feeling as happy or joyful or at peace. So, now I try to keep my work within work hours, 8:30 to around 2-ish, 2:30-ish. And then I also might do some work, I might need some administrative work in the evenings. I don't do any weekend coaching sessions. I don't do any evening coaching sessions, but I will sneak some administrative stuff in after they go to sleep.
[00:23:40] Sanjay Parekh: Yeah. Yeah. And babies are probably the most important startup that any of us have to deal with. And you're absolutely right. Your phrase, nice but not necessary — everything with babies is necessary. It doesn't matter what it is. It is definitely a thing.
Okay. You've been doing this now coming up on a decade, which is awesome. A lot of people don't make it to that time length. But now you've got a history of being able to look back and think about all the things that you've been through and things that you've done. If you could go back in time and do something differently, what is that thing that you would do differently? And why?
[00:24:25] Daphne Valcin: I think what I would have done differently is hire a coach sooner. And here's what I mean by that, because I didn't have any money at first to be spending on any coach.
[00:24:38] Sanjay Parekh: $72. Yeah.
[00:24:40] Daphne Valcin: $72. But yeah. Even if I started working with someone from score.org, they have free business consultants who are volunteers. Or someone from the Small Business Development Center. They have paid business consultants. They're paid by the Small Business Administration, but they're free to you. But starting to work with someone who is able and willing to give me the specific things that I needed to be doing on a regular basis, and then just trying to figure out how to vet that person to make sure they were the right person to do that. I would have done that and/or I would have participated in an accelerator. I didn't know anything about business accelerator programs. I love being a student, so I would have loved learning. I probably would have done loads of research to find an accelerator that also had an investment in my company. And I would have been able to learn and get the investment at the same time.
[00:25:34] Sanjay Parekh: Yeah. Yeah. I didn't realize that there's, I mean, I'm sure there are, there's accelerators for people that are launching essentially service companies like what you've got. I've always noticed and known about the ones that are pure play startup tech accelerators, but I'm sure there's accelerators for everything out there.
[00:25:56] Daphne Valcin: Yes, there are. One of my clients was, or actually is a doula. And has been a part of, I feel like a number of accelerators at this point. And sometimes with coaches. So, she's also had some additional coaches that have been able to support her based on her being in that accelerator.
[00:26:13] Sanjay Parekh: Oh, wow. That's cool. Okay. In terms of, and you mentioned this before you, you squeeze down 60 hours’ worth of stuff into 25 by getting rid of kind of the unnecessary stuff that you were doing. To this day now, do you use any kind of technology, apps, systems that help you manage all of this stuff? And if so, is there one or two that you're like, Oh, if I didn't have this work would be hard.
[00:26:43] Daphne Valcin: Yes. There are a number of apps that I love. My top two are Wave Apps and Trello. So, Trello is a system, it's a project management system, but I use it as my kind of like a customer relationship management system. And what I mean by that is, all of the people who are prospective clients or who are current clients and what I'm projected to make in revenue based on different client packages. I keep track of that all in Trello. If I meet someone and they’re really interested in coaching, I would place their information within Trello and I would place in the comments or I would place a deadline label just information that's associated with that client. So, when I was growing my business the most, when I was really trying to grow sales, I was in Trello every single day, moving people around. okay, they're more engaged now and move them along in the pipeline here. Okay. This person is committed. Let me go ahead and put the deadline in for when their contract needs to be signed. So, Trello was one.
And then Wave Apps allows me to see, how much money am I bringing in this month? How much money did I bring in last month? How much money did I bring in for the year? How on track am I when it comes to my goals? What invoices are outstanding? All that kind of stuff. But it helps me to see big picture how my business is doing and also how I'm spending. So, my profitability when it comes to my business as well, which is important to me.
[00:28:12] Sanjay Parekh: Yeah. Yeah. I love both of those tools. Wave Apps is fantastic. It's free. And you can just hook it in and if you're not really great about accounting it really does make it easy. At some level, hopefully, of revenue you get to a point where it's okay I need to hand this over to somebody else and they'll move you to some other more professional accounting system, but Wave Apps is such a great place to start, and Trello is just great too.
Okay, so you've been talking to people for a long time in life coaching, thinking about entrepreneurs. If you were talking to somebody who's thinking about launching a side hustle, which is essentially what you did, because you had two side hustles then, right? You were doing the teaching thing and then also this to make it all work or taking their side hustle and launching it into a full-time business, which is what you did as well, what advice would you give them?
[00:29:10] Daphne Valcin: My advice would be to evaluate what your minimum expenses are and be sure to transition, in my opinion, transition from your full-time job to your side hustle, when your side hustle is providing you with the revenue that you need to meet your minimum expenses. Here's why. In my case, I didn't do that because I moved to Florida right before I got married. And so, essentially, I was launching my business around the same time I got married. June 20th, left my job. June 23rd, business launched, website set up, bank account set up. July, moved to Florida. I think it was July. Yep, two weeks before I got married. And then the rest is history. So, I had to move and move from my job as I launched my business. But what that meant was if there's a conference or if there's a training to attend, or if there's someone who could work on my website, I didn't have the additional funds to invest in a training or a conference or a coach or whatever it was, travel to go somewhere, unless I got debt, which is, which was cool. That's another conversation. And I did get some, got my business credit card, but I'm very conservative in spending. So, I bootstrapped my business and as money came in, I spent more.
However, if you do it the other way, you have your job and then you're launching your side hustle and you only pivot into your side hustle once it's meeting those minimum expenses, you'll have more capital to be able to invest in your business, in my opinion. That is one big piece of advice that I would give for those who just want to make the leap, make the jump. It also allows you to test your business and validate your idea that it actually will produce revenue before you hop directly all into it.
[00:31:03] Sanjay Parekh: Yeah. The part that I love about your story is you didn't wait for the perfect time to do everything. Everything just all happened at once. And you figured out how to make it work. And I think that's true for most entrepreneurs, is there is almost never a perfect time to do that new company. You just got to do it. There's going to be chaos. There's going to be just a mess of stuff and you're going to figure it out. And you did figure it out. Which is great.
Okay. One last question for you. Since you are a life coach, you probably see the same problem happening over and over again with founders or people that are wanting to be founders. What is that problem and how can people that are listening avoid or deal with that problem better, so that when they try to launch, they're in a better spot than they would have been? I'll take two. I said one but I'll take two.
[00:32:10] Daphne Valcin: Okay, great. Big one is fear. And I know it sounds cliche, but here's the thing. If you have too much fear, you can create an amazing app. You have a great app idea, create the amazing app, but never launch it, but never beta test it because you're afraid of how people might respond to it. You're afraid of what people might say about you. So, I see that for all kinds of businesses. People are very afraid to put themselves out there. They'll work on it by themselves. But when it's time to launch, they will not launch. Or when it's time to market, they will not market, or they will not reach out to people for business development, for sales because of fear. So, that I think is a big one.
And then the other biggest one, in my opinion, is the ability to pivot. So, problem solving. If it's not working, whatever it is, you could be trying to sell t shirts, again, you could be trying to launch an app. You could be trying to launch a consulting business. If you're seeing that there's a problem there, no one is buying what you're selling. Your marketing for some reason is not getting enough engagement. You're not getting enough return on your investment. Your profitability is super low. Your ability to pivot as quickly as possible through problem solving and changing, I think can really determine your business success as well. So, fear and being able to pivot.
[00:33:35] Sanjay Parekh: I love that. I love that. Daphne, this has been a fantastic conversation. Where can our listeners find and connect with you online?
[00:33:44] Daphne Valcin: The best three places are Instagram. My name is my handle, Daphne Valcin or LinkedIn. Again, my name, Daphne Valcin, you can find me there, and my website, which is daphnevalcin.com. Those are the best three places to find me.
[00:34:01] Sanjay Parekh: Awesome. Thanks so much for being on the show today.
[00:34:04] Daphne Valcin: You're welcome. It was my pleasure.
[00:34:10] Sanjay Parekh: Thanks for listening to this week's episode of the Side Hustle to Small Business podcast powered by Hiscox. To learn more about how Hiscox can help protect your small business through intelligent insurance solutions, visit Hiscox.com. And if you have a story you want to hear on this podcast, please visit hiscox.com/shareyourstory. I'm your host, Sanjay Parekh. You can find out more about me at my website, sanjayparekh.com.
Did you start your business while working full-time at another job?
Tell us about it! We may feature your story in a future podcast.