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Specific Business Insurance Coverages

Make sure your business has everything it needs to grow.

Hiscox understands the needs of small businesses, so we’ve partnered with CoverHound to provide you the best options for additional insurance coverage. Together, we’re here to help you with:

Commercial Auto Insurance

Commercial Auto Insurance includes coverage for physical damage to owned, rented, hired or employee vehicles and medical costs for you, your employees and any other passengers.

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Directors & Officers Insurance

Directors and Officers Insurance provides personal financial protection for your company's directors and officers from actual or alleged covered acts of wrongdoing while serving on the board and/or as an officer. It covers claims resulting from managerial decisions that adversely impact your company.

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Umbrella Insurance

 

Umbrella Insurance provides increased policy limits, above the primary liability limits in the case of large claims. Upgrade your coverage to this premium policy to protect against excessive liability.

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Employment Practices Liability Insurance

Employment Practices Liability Insurance protects your company from claims by employees alleging inappropriate workplace conduct including discrimination, harassment, and wrongful termination.

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Move forward with confidence.

You’ve worked hard to build your business. Fully protect your business’s future with Hiscox commercial insurance.

General Liability Insurance
General liability insurance, also known as commercial general liability insurance (CGL), protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property.

Professional Liability Insurance
Professional liability insurance, also called errors and omissions or E&O coverage, protects your business if you are sued for negligence, even if you haven't made a mistake.

Business Owners Policy
Business owners policy (BOP) is enhanced insurance that combines general liability insurance and property insurance, adding protection for the equipment you use in your business.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Specific coverage terms can vary by class of business. Coverages are subject to underwriting and may not be available in all states.