Kidnap and Ransom Insurance | Hiscox Special Risks

Kidnap and Ransom

What is Kidnap and Ransom insurance?

A  Kidnap and Ransom policy is a necessity for organizations and individuals worldwide, and provides protection against a variety of security risks including threats and extortions against people, property and propriety information. Many organizations lack the resources and personnel to quickly and professionally respond to threatening situations. We help companies face their legal duty to exercise reasonable care in providing a safe workplace.

Appetite

Coverage & Benefits

Related products

While Kidnap and Ransom insurance provides comprehensive and tailored solutions in all industries, it also compliments our Crime, Terrorism and Cyber products as well. Visit the document finder to learn more about K&R and other related products.

Risk management

We partner with leading risk management services to ensure our clients have support and guidance, in addition to exceptional coverage.

Control risks

Control Risks

Since 1975, Control Risks has advised clients on the resolution of more than 3,000 cases of extortive crime in 129 countries.

Learn more about Control Risks.

Claims scenarios

Not sure what risks our product covers? We’ve brought some scenarios to life.

Threat response – United States

Express kidnap - Mexico

Extortion - India

Threat response – United States

The receptionist at a small service company receives a call from a disgruntled customer. The caller threatens to blow up the office. No demands were made or response was requested by the caller.

Threat response – United States

The receptionist at a small service company receives a call from a disgruntled customer. The caller threatens to blow up the office. No demands were made or response was requested by the caller.

Express kidnap - Mexico

An American executive of a medium-size organization traveling in Juarez was grabbed while walking to his hotel. He was driven to an ATM machine and forced to take out money before being stripped of his personal possessions. The kidnappers held him overnight and forced him to withdraw more money before they released him.

Express kidnap - Mexico

Extortion - India

An executive of a medium-sized technology company received an email that his children were going to be kidnapped unless a ransom demand was met. The perpetrator demanded $100,000 to be dropped off at a specific location.

Extortion - India

Document finder

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