Retail sales
We love writing policies to the business owners who sell goods through physical and online stores. With decades of experience protecting these businesses, we understand the challenges they face and offer coverage customized for the industry.
Ready to quote? Find your wholesaler to access your online agent portal and start writing business today.
Appetite overview
We have a broad appetite for retail stores, ranging from clothing, jewelry and accessory stores to specialized boutiques and art galleries. We offer a broad range of products for this sector.
Core appetite
- Art galleries
- General merchandise stores
- Jewelry stores
- Other stores — without food/drink
Broader appetite
- Appliance stores
- Clothing stores
- Florists
- Home furnishing stores
Edge of appetite
- Automotive parts and accessories
- DVD and video stores
- Framing shops
- Used merchandise stores
View our appetite guide for a full breakdown
View appetiteProducts available through Hiscox NOW
General liability
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Professional liability
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Cyber security
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Business owner's policy
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Go back to SearchOur sector specialisms
At Hiscox, we deeply understand the complexities of our specialist sectors and design our protection accordingly. This enables us to help you unlock new opportunities and strengthen your existing client relationships.
Find a professionThe use of this portal to obtain a premium quotation does not alter or change your relationship with Hiscox or your customer. At all times you remain broker for the applicant and not an agent of Hiscox.
Our companies in the US include Hiscox Insurance Company Inc. (NAIC# 10200), and its general agent, Hiscox Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent) by A.M. Best with a group financial size category (FSC) of XV ($2 Billion or greater), proving we have strong capital reserves.
Hiscox Inc., a DE corporation that does business in California as Hiscox Insurance Agency, is an approved Lloyd’s cover holder and underwrites surplus lines business on behalf of Lloyd’s Syndicates 33 and 3624. Syndicate 33 is rated A (Excellent) by A.M. Best. Lloyd’s syndicates are restricted in doing business in the USA and its territories as they are not US-based insurers. The business we write on behalf of Lloyd’s Syndicates 33 and 3624 in the US is placed by licensed surplus lines insurance brokers.