Contractors and handypersons

We love contractors and handypersons

We love providing coverage to a wide variety of small contractors and handypersons. Our in-depth understanding of this sector lets us provide a single package policy for protection customized for the industry.

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Appetite overview

We have a very broad appetite for small contractors and handypersons. From drywall and painting contractors to landscapers and janitorial services, we cater to a wide range of businesses that provide construction, cleaning and repair services to homes and businesses.

Core appetite

  • Carpentry
  • Janitorial/cleaning services
  • Painting
  • Sound equipment installation

Broader appetite

  • Cabling installation
  • Electrical work
  • Electronics install and repair
  • Handyperson

Edge of appetite

  • Drywall or wallboard installation and repair
  • Irrigation or drainage systems
  • Swimming pool contractor
  • Welder

View our appetite guide for a full breakdown

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Products available through Hiscox NOW

General liability

General liability

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Professional liability

Professional liability

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Cyber security

Cyber security

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Business owner's policy

Business owner's policy

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Our sector specialties

At Hiscox, we deeply understand the complexities of our specialty sectors and design our protection accordingly. This enables us to help you unlock new opportunities and strengthen your existing client relationships.

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Architecture, construction, and engineering Consultants Contractors and handypersons Food and drink Health, beauty, and wellness Marketing, media, and creative Professional services Real estate Retail sales Technology

The use of this portal to obtain a premium quotation does not alter or change your relationship with Hiscox or your customer. At all times you remain broker for the applicant and not an agent of Hiscox.

Our companies in the US include Hiscox Insurance Company Inc. (NAIC# 10200), and its general agent, Hiscox Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent) by A.M. Best with a group financial size category (FSC) of XV ($2 Billion or greater), proving we have strong capital reserves.

Hiscox Inc., a DE corporation that does business in California as Hiscox Insurance Agency, is an approved Lloyd’s cover holder and underwrites surplus lines business on behalf of Lloyd’s Syndicates 33 and 3624. Syndicate 33 is rated A (Excellent) by A.M. Best. Lloyd’s syndicates are restricted in doing business in the USA and its territories as they are not US-based insurers. The business we write on behalf of Lloyd’s Syndicates 33 and 3624 in the US is placed by licensed surplus lines insurance brokers.