Food and drink
We love the dedicated business owners who feed and entertain us at their restaurants, cafes, food trucks, and more. We have a deep understanding of the risks and challenges they face, and can provide coverage at a competitive price.
Ready to quote? Find your wholesaler to access your online agent portal and start writing business today.
Appetite overview
We have a broad appetite for food and drink businesses, from mobile food trucks to bakeries and coffee shops. For many of these customers, we offer the coverage these businesses need, including general liability coverage for 'slip-and-fall' and property damage accidents, as well as cyber security for their websites and online ordering.
Core appetite
- Bakeries
- Coffee shops
- Food trucks
- Mobile food service
Broader appetite
- Beverage stores
- Cheese shops
- Gourmet food stores
- Juice bar
Edge of appetite
- Catering services
- Fruit and vegetable markets
- Limited service restaurant, no alcohol
- Specialty food stores
View our appetite guide for a full breakdown
View appetiteProducts available through Hiscox NOW
General liability
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Professional liability
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Cyber security
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Business owner's policy
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Go back to SearchOur sector specialisms
At Hiscox, we deeply understand the complexities of our specialist sectors and design our protection accordingly. This enables us to help you unlock new opportunities and strengthen your existing client relationships.
Find a professionThe use of this portal to obtain a premium quotation does not alter or change your relationship with Hiscox or your customer. At all times you remain broker for the applicant and not an agent of Hiscox.
Our companies in the US include Hiscox Insurance Company Inc. (NAIC# 10200), and its general agent, Hiscox Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent) by A.M. Best with a group financial size category (FSC) of XV ($2 Billion or greater), proving we have strong capital reserves.
Hiscox Inc., a DE corporation that does business in California as Hiscox Insurance Agency, is an approved Lloyd’s cover holder and underwrites surplus lines business on behalf of Lloyd’s Syndicates 33 and 3624. Syndicate 33 is rated A (Excellent) by A.M. Best. Lloyd’s syndicates are restricted in doing business in the USA and its territories as they are not US-based insurers. The business we write on behalf of Lloyd’s Syndicates 33 and 3624 in the US is placed by licensed surplus lines insurance brokers.