Appreciation for our claims process
Simple and smooth
The claim process was simple and smooth. Your staff was very helpful!!
Secure Cloud Systems
Colorado Springs, CO
Quick and supportive
Claim was easy to resolve. Communication quick and supportive.
Daria Kielek Photography
Dumont, NJ
Great communication
My claim was handled quickly and with great communication.
Jennifer Lloyd
Trumansburg, NY
What is Errors and Omissions Insurance?
Errors and omissions (E&O) insurance, also called professional liability insurance or indemnity insurance, protects your business if you are sued for things like negligence or faulty workmanship. It may cover claims that you did something you shouldn’t have (an error) or didn’t do something you should have (an omission). E&O coverage can pay the cost of your defense, even if the lawsuit is found to be without merit, and a settlement or judgement if required.
Why do I need Errors and Omissions Insurance?
If you provide a service or offer advice, you could be sued. Errors and omissions insurance is important if your business:
Provides a service
You can get sued for just about anything, especially if a client thinks you didn’t provide your services as promised. Errors and omissions insurance could cover the cost of such a lawsuit.
Gives advice to clients
Consultants and other businesses which provide advice to clients may be at risk of being sued if their advice doesn’t produce the desired result.
Is requested to have errors and omissions insurance to complete a contract
Having the proper insurance coverage shows potential clients that you are professional, reliable, and ready to work. Clients may require it before they’ll sign a contract.
Uses temporary staff or independent contractors to provide client services
Errors and omissions insurance can cover not only your own actions, but those of your employees, temporary staff, and independent contractors.
Other insurance products
we may recommend for you.
General Liability insurance protects your business against claims made by others including bodily injury, damage to property, or personal injury.
General Liability insurance protects your business against claims made by others including bodily injury, damage to property, or personal injury.
A business owner's policy (BOP) includes general liability insurance plus coverage for your business property.
Cyber security insurance protects businesses against computer or technology related losses, such as a data breach, a phishing or ransomware cyber attack.
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